search in this forum, i think someone said we can get back excess payment not sure which bank that discussion happened. Call customer care, give them bank details within 1 week you can get back excess amount. Note I have never faced this before so no experience around this issue.So the payment got declined and i got a message that the money will be refunded. So i paid it via cred. Now both the cred and cheq payments went through .
Now ICICI Wesbite FAQ Says This
Do They reverse the excess credit?
I did mail them , they asked for statment and bank details. waiting for next revert back from themsearch in this forum, i think someone said we can get back excess payment not sure which bank that discussion happened. Call customer care, give them bank details within 1 week you can get back excess amount. Note I have never faced this before so no experience around this issue.