How to apply Kotak White Reserve as LTF after Privy league black?

[hedgehog2122]

Hi,

I recently got my account variant upgraded to privy league black from neon based on salary. I would like to know the procedure for applying LTF kotak white reserve.

1- I already have kotak white, will this be upgraded to while reserve or I have to apply seperately. Can I keep existing white card which is also LTF along with reserve. Currently limit on while card is 6 lakhs.

2- has kotak started taking applications for new credit cards or do I need to wait.

Thanks

 

[aakashgupta]

White Reserve eligibility requires age above 28. However, you can negotiate with your RM. They can seek an approval. Once they provide you the upgrade consent link, there can be no rejection.

It’s the same for Kotak White which I already hold… im waiting for the banks to open. Will update. Thanks!

 

[ashwinikumar900]

It's a useless card. I got it mainly for the form factor. I never had a metallic white card. So, wanted one 🙂

The same reason was for me; it somehow resembles an Apple Card. 🙂

 

[me_sovon]

my man @plastikman may be able throw some light as, if I remember well , he has some decent relationship with kotak...

Ye kotak ka bhi serviceable pin code ka issue hota hai? Ya phir maximum pincode pe available hota hai cards?

 

[SSV]

Ye kotak ka bhi serviceable pin code ka issue hota hai? Ya phir maximum pincode pe available hota hai cards?

not sure about kotak's serviceability ..I only have Myntra CC..lets wait for others' inputs..

 

[ashwinikumar900]

Ye kotak ka bhi serviceable pin code ka issue hota hai? Ya phir maximum pincode pe available hota hai cards?

No issues. They functions by collecting applications and sending them into regional zonal offices via courier.

 

[hedgehog2122]

White Reserve eligibility requires age above 28. However, you can negotiate with your RM. They can seek an approval. Once they provide you the upgrade consent link, there can be no rejection.

https://www.kotak.com/en/personal-banking/cards/credit-cards/white-credit-card/eligibility.html

Is there any minimum credit limit requirement on white to white reserve upgrade.

 

[me_sovon]

No issues. They functions by collecting applications and sending them into regional zonal offices via courier.

No I'm, I was trying to get IDFC, They always reject my application and offer a FD card, later I came to know that my pincode is not serviceable for IDFC, same for AU, Yes bank.
That's why I'm asking, here in my location no branch is available for Kotak, Even I am not able to open an account in Kotak for the pincode issue

 

[ashwinikumar900]

Br

No I'm, I was trying to get IDFC, They always reject my application and offer a FD card, later I came to know that my pincode is not serviceable for IDFC, same for AU, Yes bank.
That's why I'm asking, here in my location no branch is available for Kotak, Even I am not able to open an account in Kotak for the pincode issue

No I'm, I was trying to get IDFC, They always reject my application and offer a FD card, later I came to know that my pincode is not serviceable for IDFC, same for AU, Yes bank.
That's why I'm asking, here in my location no branch is available for Kotak, Even I am not able to open an account in Kotak for the pincode issue

No issues, Kotak doesn’t rejects card on the basis of branch, as far as I know, so go ahead with your application.

 

[plastikman]

Is there any minimum credit limit requirement on white to white reserve upgrade.

That I'm not aware of. RM will be able to clarify.