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How to apply PNB select Credit Card?

I have income of around 9 lakh
But I have Taken deduction exception due to which ITR is below 5lakh

Don't know what to do
should not be an issue, as long as your total takehome is more than 5 lacs (9 lacs), no issue at all about deduction exception, if you are really looking for an upgrade then you should go ahead and ask for the upgrade.
 
I am checking application status in PNB genie and it has crossed vKYC verification status, Card sanction status is yet to be not completed. How many days will it usually take?
 
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