How to cancel no cost emi on a merchant transaction on SBI CC

[realReXishere]

Hi, I recently did an EMI transaction on Amazon and contacted SBI CC to cancel the emi. Then I got this response.

Is there a way to cancel the merchant emi and save on interest?

Please advise.

 

[amol1212]

outstanding amount should have been 0 before the transaction gets converted to EMI. 2 days baad apne pay kara hai, in mean time i think the transaction got converted to EMI.

Yes. Trxn EMI me convert ho gaya is ok.
But I have paid the amount also. So my outstanding should be negative right?? Because I have paid for EMIs in advance, isn't it?

 

[Hemang]

Yes. Trxn EMI me convert ho gaya is ok.
But I have paid the amount also. So my outstanding should be negative right?? Because I have paid for EMIs in advance, isn't it?

aisa nahi ho payega ab. if the transaction has been converted and after that even if we pay the whole amount, it would keep getting adjusted against the monthly EMIs only. ek baar mere sath bhi aisa ho chuka hai. agli baar se dhyan rakhna bhai, ho jata hai kabhi kabhi.