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How to check if HDFC bank account is classic?
- Thread starter gobsy
- Start date
Alex292929
TF Premier
But it doesn't take 6 months for sure. Think after 2-3 months after maintaining the balance the offer appears on the app.
If you are maintaining two lakhs then they will offer you Preferred. But its strange as to how the branch is unable to do so. I remember that my branch upgraded my account to Classic (after consent) but since I was maintaining > 2 lakhs so Preferred was offered automatically and upgraded after the consent.
varun__goel_
TF Legend
Another person had same problem of non managed group in community. Please search it and see how he got it resolved
In that case someone from the community has to take the lead and become the primary account holder.
saucy
TF Ace
Put extra few lakhs into it
Go talk to BM directly.
He'll push you for an FD/investments, and delay your upgrade for a month or so
Keep at it, take regular updates. It will be upgraded to preferred.
If the BM does not listen, threaten to change your branch (pyaar se) and then change.
All conversations to be done nicely only.
duft
TF Buzz
I have a salary account with hdfc, Right now I am getting offer to upgrade to classic but I am thinking is there any benifit of upgrading at all? For example debit card is by default free in salary account, there is no mab in salary account so is it even worth it to upgrade for me?
i already have 2-3x funds then required
i didn't talked to BM yet but will do
people getting upgraded within 1-2 days, why should i wait.
also when i asked today, bank employee told me your account is non managed, well after going through another thread regarding this, i can see my account is normal, looks like that bank person intentionally denying upgrade
saucy
TF Ace
You might have to wait, because at the end of the day it's the BM's discretion.
Preferred and all these accounts are.higher tier accounts - i.e. more responsibilities on the BM regarding your banking needs and complaints.
If you come off as too strong, why would he risk making you a preferred customer?
Also preferred has 2L amb -- keep 2-3x of that
If you don't wish to wait or be at the BM's discretion, open a new account (imperia) with 5-10L cheque
Best way is to go n talk to ur branch manager or deputy manager they will help you. My branch manager offer me imperia account with 6L MAB but i declined
Alex292929
TF Premier
What I know is, Ac can only be upgraded to premier banking (be it classic or imperia) if you have a saving max ac (25K MAB).
He is currently using the 10K MAB, I don’t think you will get any upgrade offer even if you maintain 10L in it.
He is currently using the 10K MAB, I don’t think you will get any upgrade offer even if you maintain 10L in it.
Akashn
TF Ace
I dont think you need savings max acc to be classic/imperia
varun__goel_
TF Legend
Savings max not needed. I have regular+ classic
If you tick all the boxes as required to upgrade your account to a Classic account and branch isn’t doing it then why don‘t you speak to the the customer care and check?
