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How to convert Axis Privelege & AMEX MRCC into LTF

Enthusiast

TF Premier
Currently i am having Axis Privelege credit card (2.75 Lakhs limit) and AMEX MRCC (3.5 Lakhs limit) with Annual charges of 1500+GST and both having spend based annual fee reversal. I can complete spend based targets easily but still is there anyway to convert them into LTF...
 
Axis previlege is LTF if you hold a previlege account with axis
MRCC is not offered LTF , none of the cards of Amex are LTF now , best you can do is get mrcc as referral to get FYF and 1500 annual charge and later negotiate with Amex for annual waiver .

Other way will be to keep buzzing bank and escalate things to top most level , if you have good repo with RM and BM , you can manage that as banks don’t have any predefined logic
If they find your profile good they might give super premiums cards also LTF
 
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