How to convert Regalia Gold to LTF

[maynigam]

Hello guys.
My card renewal is due next month (was FYF) and I would like to convert it to LTF or atleast downgrade the card to some other LTF card.
I have Swiggy LTF and Tata Neu Infinity FYF also.
I have minimal spends on these cards in past year. I am having a high NRV in form of saving bank account.
Whom should I contact to convert both these cards to LTF? Branch or via Email?
My RM is stupid and never calls me back when I have any query that is for my benefit. She only calle me for loan/investment etc.
Please suggest

 

[Swastik]

HDFC has no value for high NRV and old relationships. I would rather keep my money in some other bank like BOB and make my Eterna LTF.

I get that, and Eterna is better then Reg Gold any day

 

[maynigam]

I get that, and Eterna is better then Reg Gold any day

Exactly! Don't need HDFC anymore. My last attempt will be to meet branch manager tomorrow and threaten to close my saving account.
Only worried about one thing... Is is going to be possible to close this card without paying the fees?

 

[Swastik]

Exactly! Don't need HDFC anymore. My last attempt will be to meet branch manager tomorrow and threaten to close my saving account.
Only worried about one thing... Is is going to be possible to close this card without paying the fees?

Not really sure, maybe more veteran members can give you solid answer

 

[nh124001]

I get that, and Eterna is better then Reg Gold any day

if you are into travelling i would suggest you to don't close regalia gold
many people don't know, hdfc credit card real power is using them via smartbuy portal

 

[Swastik]

if you are into travelling i would suggest you to don't close regalia gold
many people don't know, hdfc credit card real power is using them via smartbuy portal

Hey...didn't have to dislike my statement just because you disagreed, this is just a discussion

Anywho Eterna gives some 3.75%~ return rate(don't quote me on this, don'thold this card), unlimited domestic lounges, international lounges coming soon(so I've heard), and the 6 months gym membership sounds interesting(not available in vizag, so no use for me)

And don't get me wrong, I would love me some Reg Gold, but can't able to get(that's different issue)
I've already advised OP to keep the card and live to fight another day, but he seems determined to end it all, so be it

 

[hims007sagar]

This won't be a straight forward process. Try to exchange 3-4 mails. Mention your banking relation and cc spends (i hope you atleast have spent good amount)

@Akashn Please let me know what matter to write & exchange in those 3-4 mails?
Grievance mailer person did not approve LTF & asked to spend > 4L every year.
What should I respond to them so that they can consider making Regalia Gold as LTF?