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How to get 29.37% to 32.03% return on APay using Atlas Card

You will get 980 edge miles EM only. 980 EM = 1960 airline miles because they convert 1:2
Bro, Intermiles pe transaction failed at payment page due to some reason, still Intermiles got redeemed. How long does it take to revert those Intermiles?
 
Yes, sometimes. Try again, nothing to worry.
Oh.. Had one Atlas in family, applied another today in app itself. Card is generated, have created pin and enabled transactions. However while transacting, after entering card details, axis bank's page comes saying contact details not updated with bank.
 
I have seen this before but my trick goes further on that idea shared by @Abhishek012 .

1) This is Atlas CC to same Atlas CC which does the majority of the work of hitting the tier milestone.
2) You have to transfer 13270 per transfer which is minimum amount to get 610 miles using snapay.
Maybe I have misread it, but wouldnt it be obvious if you are spending and then putting it back using the same vendor i.e Snapay to the same card? Shouldn't there be more layering to remove any doubt?
 
Maybe I have misread it, but wouldnt it be obvious if you are spending and then putting it back using the same vendor i.e Snapay to the same card? Shouldn't there be more layering to remove any doubt?
There is a layer in between. Card > Twid (Pay with Rewards) > Snapay > Card

Someone please reply this question…
Check FAQ section on Snapay for limits
 
Thank you for adding me to this private group - I am enjoying learning from all of you.

I am happy share this trick with all of you.

The trick involves purchasing 41x Rs 5000 = Rs 205000 worth of Apay Vouchers from Intermiles at 5% discount + 10% Miles using Altas card. This process is not very simple as each voucher requires 610 Intermiles but I will explain how to get this below.

Today I have verified that the Intermiles is still giving MCC 4511 which has 10% accelerated return. Thanks to @LJGIBBS to bringing this to my attention.

Bonus 1- you can get Gold Tier in less then 5 month which is valid for 2 years and gets you 2 Meet & Greet + 6 Guest International Lounge access.

Bonus 2- You can even go for Platinum Tier. I have read that the banks are required to report to Income Tax if spends are above 10lakhs per year on the card but I am not sure if this will be a problem using this trick.

Here is the calculation and explanation of the process:
View attachment 34934
View attachment 34952
I can write a more detailed step by step guide. Let me know in comments which part you need help with.

Part 1 of the trick is using Atlas credit card to pay Atlas Credit card Bill payment to get 612 miles. Total expense per transaction is Rs 263.75
Part 2 of the trick is to use 610 miles to buy Rs 5000 Amazon Pay Voucher for Rs 4750.

Repeat this 41 times and enjoy the Gold Tier with 29.37% reward miles.
Repeat this 82 times and enjoy the Platinum Tier with 32.03% reward miles.

Snapay full KYC account required. No need to make Twid account, but you need Intermiles account with same no as snapay.

Snapay is the app. Twidpay is the payment gateway which automatically connects with your intermiles account. Both are different.

Here are the steps:

1) Add Atlas card as a new beneficiary under Utility Payment in Snapay.
Name = Name on card
Account no = Card no
IFSC = UTIB0000400

2) Make sure Snapay no is same as Intermiles no.

3) Pay Atlas card bill using T+1 method and select Pay with Rewards as payment method. Choose payment amount = 13270 to get 612 miles

4) Verify your Twid account using OTP.

5) Select Intermiles points as a reward and Pay using Atlas card.

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Bonus trick removed because it doesnt work.

EDIT - updated the calculation error.
I am not really into the Miles game or the Axis ecosystem, so forgive me if I am not getting it. But based on what you have written, it seems that you are rotating money from Atlas CC to Atlas CC using Snapay, generating Intermiles + some rewards during this process but for a convenience fee levied in Snapay. So far, these are manufactured spends.

Now you are using the Intermiles to get APay Vouchers + some additional rewards, and then using the voucher value as the principal spend, calculating your net rewards.

I have a question, why go through the second part at all. Why not just run the perpetual machine of Atlas to Atlas till it breaks down? What are the limitations imposed by Atlas and why are you unnecessarily constricting yourself to 13K something to generate enough Intermiles? If you do that, how would you determine % returns? Will it be infinite, since there was no principal spend?
 
I am not really into the Miles game or the Axis ecosystem, so forgive me if I am not getting it. But based on what you have written, it seems that you are rotating money from Atlas CC to Atlas CC using Snapay, generating Intermiles + some rewards during this process but for a convenience fee levied in Snapay. So far, these are manufactured spends.

Now you are using the Intermiles to get APay Vouchers + some additional rewards, and then using the voucher value as the principal spend, calculating your net rewards.

I have a question, why go through the second part at all. Why not just run the perpetual machine of Atlas to Atlas till it breaks down? What are the limitations imposed by Atlas and why are you unnecessarily constricting yourself to 13K something to generate enough Intermiles? If you do that, how would you determine % returns? Will it be infinite, since there was no principal spend?
I think diversification and limiting atlas to atlas and getting most of 10% miles rate
 
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