How to get Axis bank LTF Card

[Sahilhenzy]

Somebody know how to convert my flipkart card into lifetime free? I wasted 30 min still they are not converting my card into lifetime free.

 

[deep@vie]

Somebody know how to convert my flipkart card into lifetime free? I wasted 30 min still they are not converting my card into lifetime free.

try your luck with nodal.

 

[Sahilhenzy]

try your luck with nodal.

any other card like myzone? can be convert into lifetime free?

 

[NOOBY]

The thread should be in Credit Cards -> Axis Bank Credit Cards

 

[Patil007]

any other card like myzone? can be convert into lifetime free?

They will enable there offers time to time, In March flipkart was LTF. In September MyZone was LTF now IOC is LTF.

So, be patient and wait for Axis offers.

If you have existing card which is paid them there are less chance to convert in into LTF, unless

1) You are using it from while,
2) It has higher limit
3) You are maintaining good despite, money in Axis bank n all

These criteria they may check but again it is completely depending on Axis bank.

 

[deep@vie]

any other card like myzone? can be convert into lifetime free?

if you want axis card just for offers.
apply new card which is LTF as of now and close the earlier one.

 

[Sahilhenzy]

if you want axis card just for offers.
apply new card which is LTF as of now and close the earlier one.

problem is If I apply for new card it will get rejected without any reason. so its desnt make sense to apply for new card. 1 inquiry will hit my credit report. last month it was rejected and My doB is updated with Axis is incorrect also

 

[deep@vie]

problem is If I apply for new card it will get rejected without any reason. so its desnt make sense to apply for new card. 1 inquiry will hit my credit report. Intred last month it was rejected and My don is updated with Axis is incorrect also

generally they don't reject the application of an existing customer.
can you please elaborate the reason for rejection.

 

[yolofino]

problem is If I apply for new card it will get rejected without any reason. so its desnt make sense to apply for new card. 1 inquiry will hit my credit report. Intred last month it was rejected and My don is updated with Axis is incorrect also

What will happen with 1 more cibil inquiry? Probably the score will drop by 2-5 points temporarily, nothing more.

 

[Sahilhenzy]

generally they don't reject the application of an existing customer.
can you please elaborate the reason for rejection.

I asked them hundered of times they say just saying (Internal policy) I don't know why these indians bank behave like this?

 

[Sahilhenzy]

What will happen with 1 more cibil inquiry? Probably the score will drop by 2-5 points temporarily, nothing more.

3 inquiry has already hit my score! this month

 

[deep@vie]

I asked them hundered of times they say just saying (Internal policy) I don't know why these indians bank behave like this?

axis is the worst in declining an application,specially for self-employed with jo relationship with axis.

 

[Endline]

axis is the worst in declining an application,specially for self-employed with jo relationship with axis.

Not always because I am self employed and got 2 cards approved with 740 cibil and based on itr.

 

[metal_heart]

I'm an existing customer and they declined the application for AXIS IOCL Card. They have just mentioned due to internal policy.
I have 780+ CIBIL and 15+ Yrs of clean credit history. Wonder what else they want.

generally they don't reject the application of an existing customer.
can you please elaborate the reason for rejection.

 

[ULTRA-MAGNUS]

I'm an existing customer and they declined the application for AXIS IOCL Card. They have just mentioned due to internal policy.
I have 780+ CIBIL and 15+ Yrs of clean credit history. Wonder what else they want.

Same thing happened with me. Card got rejected when I applied online despite good credit history.

I tried with offline application by calling my branch RM. He took biometric scan for KYC and applied for me. The card got approved.

 

[deep@vie]

any other card like myzone? can be convert into lifetime free?

myzone,flipkart,iocl can be done on request.
roughly any card which was offered by Axis as LTF.

 

[deep@vie]

problem is If I apply for new card it will get rejected without any reason. so its desnt make sense to apply for new card. 1 inquiry will hit my credit report. last month it was rejected and My doB is updated with Axis is incorrect also

that's a concern,get your DOB updated.
chances are Axis will come back again with LTF again after a month so after discontinuing LTF IOCL.