How to get Credit Card for Housewife?

[Stephen25]

I want to apply for Tata Neu Infinity card for my wife but while applying through Neu app getting Fd backed card of Neu Plus.

If I take that card by FD, then how to increase Credit limit for her in future?

Guidance required...

 

[techstrom007]

Better get a addon card first than FD based card. There will be no LE on FD based cards.

 

[Stephen25]

Better get a addon card first than FD based card. There will be no LE on FD based cards.

Is thr any chance to get add on card of Tata Neu Infinity card?

 

[Stephen25]

Is thr any chance to get add on card of Tata Neu Infinity card?

Add on card to wife will hit her CIBIL score to update?

 

[praful47]

I want to apply for Tata Neu Infinity card for my wife but while applying through Neu app getting Fd backed card of Neu Plus.

If I take that card by FD, then how to increase Credit limit for her in future?

Guidance required...

Try one card

 

[kirankumarkv]

Add on card to wife will hit her CIBIL score to update?

no, while applying they don't even ask her PAN. at least in SBI they didn't ask when friend applied

 

[techstrom007]

Is thr any chance to get add on card of Tata Neu Infinity card?

Yes, Your wife needs account in HDFC and then you can apply yourself, If you already have Neu infinity.

 

[Stephen25]

Yes, Your wife needs account in HDFC and then you can apply yourself, If you already have Neu infinity.

By opening account for her, applying for add on her will hit her CIBIL Bro?

 

[P3T3R_GOA]

Better get a addon card first than FD based card. There will be no LE on FD based cards.

Add on card will not increase her CIBIL score. FD card will increase the CIBIL after some usage.

Add on card to wife will hit her CIBIL score to update?

No.

Try one card

They are not issuing cards. After applying the app shows that your card is reserved and then there is no progress.

 

[Stephen25]

Add on card will not increase her CIBIL score. FD card will increase the CIBIL after some usage.

No.

They are not issuing cards. After applying the app shows that your card is reserved and then there is no progress.

By opening account in HDFC bank then trying for add on card.. Will work?

 

[P3T3R_GOA]

By opening account in HDFC bank then trying for add on card.. Will work?

I'm not sure. I will be opening an account for my wife in HDFC soon. Will ask them if they can issue a card to her based on FD.

 

[techstrom007]

By opening account for her, applying for add on her will hit her CIBIL Bro?

Yes she needs an HDFC account and then you can add her to your Card as Addon member and she will get her own card.

The limit will be shared with your card. No CIBIL hit for anyone (neither you nor her)

The benefit is her cibil will show card as her independent card improving CIBILI, which will help to get additional unsecured cards.

 

[Stephen25]

Yes she needs an HDFC account and then you can add her to your Card as Addon member and she will get her own card.

The limit will be shared with your card. No CIBIL hit for anyone (neither you nor her)

The benefit is her cibil will show card as her independent card improving CIBILI, which will help to get additional unsecured cards.

One more doubt Bro, after an add on card, whatever transaction done on her card, will reflect in my account na sir or else her separate Tata Neu account?

 

[techstrom007]

One more doubt Bro, after an add on card, whatever transaction done on her card, will reflect in my account na sir or else her separate Tata Neu account?

All Neu coins earned will be credited to your account.

You will get a single bill where transactions by your card and her card will be mentioned separately.

Only benefit is CIBIL for addon cards.

 

[SANTOSHJ1983]

Is One card addon free or charges ?

 

[synergyphysiotherapy]

Housewives can get a credit card by applying for an add-on card under their spouse’s account or opting for a secured credit card against a fixed deposit. Some banks also offer cards with minimum income proof or joint applications.

 

[MURUGESH]

its easy if spouse name is already on any Home loan as additional applicants. just open a savings account and in few months you will see preapproved card . mostly yesbank does this(home loan not necessary to be in same back, its just to establish some cibil score).