How to get Credit Limit Enhancement on HDFC bank credit card?

[Hoozy]

How to increase limit on hdfc cc through mail?
Do share cc limit enhancement mail id

 

[arjun]

@anirbanm @BankExpertIndia @soumendunanda Finally got the regalia upgrade today. Limit: 3L (4x jump), variant: Visa.
It was worth trying my luck

Congratulations bro,
Few questions if you can help!

1. What exactly you wrote in email?
2. What email id did you email on?
3. What all documents you submitted in total?
4. What other credit cards do you have?

 

[thunderbolt]

Filled the form, attached the form along with latest ITR, bank statement & sent it. Sent the email on sunday, received automated response on monday, credit check happened on tuesday evening, today noon I received the upgrade successful message & the new card is visible on hdfc app.

@arjun I've attached the email screenshot in the above reply.
2) grievance.redressalcc@hdfcbank.com
3) ITR, bank statement, Cc upgrade form
4) ICICI MMT, ICICI Apay (1.5L), HDFC Millenia (75k)(previous card)

 

[soumendunanda]

@arjun I've attached the email screenshot in the above reply.
2) grievance.redressalcc@hdfcbank.com
3) ITR, bank statement, Cc upgrade form
4) ICICI MMT, ICICI Apay (1.5L), HDFC Millenia (75k)(previous card)

I tried and got this,any suggestions for me?

 

[thunderbolt]

I tried and got this,any suggestions for me?

Do you have ITR or payslip ?
What all documents did you send ?
They asked you to send it to Chennai office

 

[soumendunanda]

Do you have ITR or payslip ?
What all documents did you send ?
They asked you to send it to Chennai office

Itr,pay slip,pan,cc front and cc statement (1.9L limit)

 

[thunderbolt]

Itr,pay slip,pan,cc front and cc statement (1.9L limit)

In the upgrade form I had ticked both limit increase & upgrade. What did you tick ? Also what was your ITR/salary and your current HDFC card/limit?
Coz in your reply email it says "We understand that you wish to enhance the credit limit assigned to your card account"
They might accept card upgrade request over email but for LE you might have to send to Chennai office, not sure, might be luck also.
Technofino said to send the docs through email for card upgrade in this post https://www.technofino.in/community...finia-dcb-credit-card-easily-new-upgrade.703/

I've attached the response email that I received from "escalation.cc@hdfcbank.com" after sending the upgrade request email.

 

[soumendunanda]

In the upgrade form I had ticked both limit increase & upgrade. What did you tick ? Also what was your ITR/salary and your current HDFC card/limit?
Coz in your reply email it says "We understand that you wish to enhance the credit limit assigned to your card account"
They might accept card upgrade request over email but for LE you might have to send to Chennai office, not sure, might be luck also.
Technofino said to send the docs through email for card upgrade in this post https://www.technofino.in/community...finia-dcb-credit-card-easily-new-upgrade.703/

I've attached the response email that I received from "escalation.cc@hdfcbank.com" after sending the upgrade request email.

Ticked both, current card limit 12k only, ITR 4.63L but I'm maintaining hdfc well above 1L, currently 2.5L balance
Should i send again?

 

[thunderbolt]

Ticked both, current card limit 12k only, ITR 4.63L but I'm maintaining hdfc well above 1L, currently 2.5L balance
Should i send again?

Which is your current HDFC card & for which card did you tick in the upgrade form ?

 

[soumendunanda]

Which is your current HDFC card & for which card did you tick in the upgrade form ?

Small business moneyback, ticked millenia

 

[thunderbolt]

Small business moneyback, ticked millenia

Send a new email, In the email ask for millenia upgrade & mention that you meet the eligibility as salaried. If you get upgrade to millenia then you might automatically get 50k or 75k limit. But in the cc upgrade form tick both Limit increase & upgrade.

 

[soumendunanda]

Send a new email, In the email ask for millenia upgrade & mention that you meet the eligibility as salaried. If you get upgrade to millenia then you might automatically get 50k or 75k limit. But in the cc upgrade form tick both Limit increase & upgrade.

As you shared ss, should i write I'm eligible as self employed?
I already mentioned it and i don't have salary slip proof incase they ask

 

[thunderbolt]

As you shared ss, should i write I'm eligible as self employed?
I already mentioned it and i don't have salary slip proof incase they ask

Itr,pay slip,pan,cc front and cc statement (1.9L limit)

I thought you were salaried since you mentioned you sent "payslip". In the website it shows 6L ITR for self employed.
But I had got Millenia as pre-approved, during that time my ITR was 5L. I had a normal 10k MAB savings account, not even classic variant. Balance I was maintaining less than 1L.

 

[soumendunanda]

Send a new email, In the email ask for millenia upgrade & mention that you meet the eligibility as salaried. If you get upgrade to millenia then you might automatically get 50k or 75k limit. But in the cc upgrade form tick both Limit increase & upgrade.

Thank you for writing to us.

This is with reference to your e-mail dated July 14, 2022 with Subject line : Credit card upgrade.


We assure you that the query raised by you is being looked on top priority and the bank shall take utmost efforts to ensure an early resolution. We are looking into the same and will revert to you on or before July25,2022.

We appreciate your cooperation and patience in the interim.



Kindly note the query reference number for this e-mail

 

[Ashish35]

Thank you for writing to us.

This is with reference to your e-mail dated July 14, 2022 with Subject line : Credit card upgrade.


We assure you that the query raised by you is being looked on top priority and the bank shall take utmost efforts to ensure an early resolution. We are looking into the same and will revert to you on or before July25,2022.

We appreciate your cooperation and patience in the interim.



Kindly note the query reference number for this e-mail

any update brother..?

 

[thunderbolt]

Received my Regalia today
I'm self-employed & had sent ITR as proof but received Regalia instead of Business Regalia

Lesson learnt: Don't hesitate to send email to try your luck

 

[Bob78900]

Received my Regalia today
I'm self-employed & had sent ITR as proof but received Regalia instead of Business Regalia

Lesson learnt: Don't hesitate to send email to try your luck
View attachment 2659

This is issued as ltf or you have to fulfill some conditions?

 

[thunderbolt]

Please elaborate.

How much ITR?

Please check my above messages in this thread, i have posted everything including the ITR, email I sent & their response

 

[thunderbolt]

Ha I checked ...

Let's see when HDFC is Meherbaan on me because I really don't want to share income documents with them ... I'll wait for pre approved LE and variant upgrade

Get ready to wait maybe few months if you are lucky or few years if you are unlucky

 

[soumendunanda]

any update brother..?

No bro

 

[soumendunanda]

Thank you for writing to us.

This is with reference to your e-mail dated July 14, 2022 with Subject line : Credit card upgrade.


We assure you that the query raised by you is being looked on top priority and the bank shall take utmost efforts to ensure an early resolution. We are looking into the same and will revert to you on or before July25,2022.

We appreciate your cooperation and patience in the interim.



Kindly note the query reference number for this e-mail

@thunderbolt did you got same sms? it's been 3days till no emails after this...