DCB How to get DCB LTF? I am NTB to HDFC Bank

[Animesh67]

I am a central government gazetted officer.
Salary:1.5L/Month (ICICI WM Salary Account)
Credit History: 16+ years old
Cibil: 796
Currently, I have ICICI Sapphiro LTF(3L) and Axis Airtel LTF(1.85L).
Looking for DCB LTF. I heard Infinia is no longer offered LTF.
Any other suggestions will also be helpful.

@SSV @Anindya98 @Das.N @Vasuki @BVC

 

[Slayer]

Not possible even if you're Gazetted officer of Cadre I without any relationship with HDFC

 

[BVCBVC is verified member.]

NTB customers can apply for DCB Metal Paid with 21L ITR or 1.75L net salary credit per month.



LTF case is not possible AFAIK for DCB metal.

 

[Das.N]

If you want a DCB LTF, Best thing you can do is; Start a relationship with HDFC by opening a savings account and do some funding/FD (If you wish to park some emergency fund there)
Then start negotiating with your RM, In that case there's a chance that you will get DCB LTF faster and with less requirement criteria.

 

[Animesh67]

NTB customers can apply for DCB Metal Paid with 21L ITR or 1.75L net salary credit per month.

View attachment 63918

LTF case is not possible AFAIK for DCB metal.

Is Regalia Gold LTF possible?

 

[Das.N]

Is Regalia Gold LTF possible?

Regalia is easily possible. Some account holders got it pre approved few days ago.
Some got it First year free, they declined the offer then offered LTF.
Some paid Regalia gold customer converted their paid card to LTF by requesting customer service.

 

[BVCBVC is verified member.]

Is Regalia Gold LTF possible?

Yes with some NRV with bank this is possible.

 

[shivamk]

I am a central government gazetted officer.
Salary:1.5L/Month (ICICI WM Salary Account)
Credit History: 16+ years old
Cibil: 796
Currently, I have ICICI Sapphiro LTF(3L) and Axis Airtel LTF(1.85L).
Looking for DCB LTF. I heard Infinia is no longer offered LTF.
Any other suggestions will also be helpful.

@SSV @Anindya98 @Das.N @Vasuki @BVC

Not related to the original thread, but can you explain how did you get Airtel Axis LTF?

 

[Animesh67]

Not related to the original thread, but can you explain how did you get Airtel Axis LTF?

I was offered the card LTF in my Axis Thanks app for being a valued Postpaid customer since 2016. My First card from Axis.

 

[BVCBVC is verified member.]

I was offered the card LTF in my Axis Thanks app for being a valued Postpaid customer since 2016. My First card from Axis.

Airtel and Axis are kind to you.

I had Axis relationship for 7 years now, Airtel Postpaid for 10 years now, Citi relationship for 12 years now. But they are kind to me.

 

[girish3456]

I am a central government gazetted officer.
Salary:1.5L/Month (ICICI WM Salary Account)
Credit History: 16+ years old
Cibil: 796
Currently, I have ICICI Sapphiro LTF(3L) and Axis Airtel LTF(1.85L).
Looking for DCB LTF. I heard Infinia is no longer offered LTF.
Any other suggestions will also be helpful.

@SSV @Anindya98 @Das.N @Vasuki @BVC

Right now bank is offering LTF cards unless you are giving some good TRV may be 2 cr and you need to have account in HDFC bank and hdfc branch manager should push for a LTF card

 

[imdjay]

I am a central government gazetted officer.
Salary:1.5L/Month (ICICI WM Salary Account)
Credit History: 16+ years old
Cibil: 796
Currently, I have ICICI Sapphiro LTF(3L) and Axis Airtel LTF(1.85L).
Looking for DCB LTF. I heard Infinia is no longer offered LTF.
Any other suggestions will also be helpful.

@SSV @Anindya98 @Das.N @Vasuki @BVC

Do not listen to anyone.
HDFC is very good with NTB People. They treat NTB very well in comparison to ETB customers.

Try talking with BM directly. First Ask Infinia LTF, then settle with DCB LTF.

My suggestion- do all the negotiations before you become an HDFC customer. Tell them you will move your funds and investments here. Because once you are in their system, they will take you for granted. For every extra work, will ask you to do some investment.

 

[Animesh67]

Do not listen to anyone.
HDFC is very good with NTB People. They treat NTB very well in comparison to ETB customers.

Try talking with BM directly. First Ask Infinia LTF, then settle with DCB LTF.

My suggestion- do all the negotiations before you become an HDFC customer. Tell them you will move your funds and investments here. Because once you are in their system, they will take you for granted. For every extra work, will ask you to do some investment.

Thanks for the suggestion already spoke with the DBM in my nearest HDFC Branch. He said to open a Max Saving Account and give the Salary Slip they will apply the Regalia Gold LTF but I am thinking of speaking directly with the BM and follow your guidance.

 

[imdjay]

Thanks for the suggestion already spoke with the DBM in my nearest HDFC Branch. He said to open a Max Saving Account and give the Salary Slip they will apply the Regalia Gold LTF but I am thinking of speaking directly with the BM and follow your guidance.

Yes. do not waste your time with any other employees. Talk with BM directly. Good Luck!

 

[shivamk]

Thanks for the suggestion already spoke with the DBM in my nearest HDFC Branch. He said to open a Max Saving Account and give the Salary Slip they will apply the Regalia Gold LTF but I am thinking of speaking directly with the BM and follow your guidance.

Atleast they gave you RG LTF. If you get a reliable CC guy, please do share reference

 

[Animesh67]

Atleast they gave you RG LTF. If you get a reliable CC guy, please do share reference

Yes, I will visit the branch end of month and will update you regarding the card

 

[shivamk]

Yes, I will visit the branch end of month and will update you regarding the card

Cool thanks .

 

[viruss]

any updates on RG LTF/ DCB LTF?