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How to get Emerald Private Metal Card

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Swastik

Swastik

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Last year ICICI increased my limit from 5.1L to 6.1L ,since then I'm getting an upgrade offer to Emerald PVC Paid ,before it used to be Saphiro Paid ,

I tried calling customer care for it ,he said to visit branch ,

Branch lady had no clue about Private Metal Card and tried to push Emerald PVC ,

Emailing customer care ,i got following reply "To upgrade your card like many our previleged customers who are using the premium version of our range of credit cards and ready to avail amazing benefits, please feel free to call us on 1800 1080."

Any idea how i can get Emerald Private Metal, don't mind paying the fees since it gets recovered by points.

Also ,would it help if i take Emerald PVC and then tried to upgrade ?
 
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card_explorer said:
If it matters, my home branch is in my college in guwahati. I opened the account when I was studying there, and didn't move branches as I didn't want to change IFSCs everywhere.
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Actually IFSC does not matter. Even if you transfer your account to another branch, you can still use your old IFSC for transferring money. You can even use your old cheque book with old IFSC.
You can try doing a test online transfer of Rs 10 to your account number but put IFSC of any other branch. It will be successful.
 
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Swastik said:
That's what i was told ,

Also 6.5L pm or 75L ITR seems absurd ,getting Amex Plat Charge is easier then this ,nobody asks for this much salary

I think your RM is trying to avoid getting you Metal because lots of people want its too much hassle for bank employees to get it ,requires approval from multiple levels higher up
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Amex Platinum charge card is not worth 70800 joining fee. Also very low acceptance in India
 
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drsel said:
You will be surprised that there are some techno fino members who actually paid that much!!!
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I mean ,a family friend of mine has it ,he seems to like it
He has already received plenty of taj vouchers and MR points ,he really likes Centurion Lounge at DEL and BOM ,he gets room upgrade and free breakfast almost everywhere he stays

If you earn and spend that kind of money ,you've got that kind of lifestyle, it might be worth it

On a side note I've been to both of the Centurion Lounges myself and i loved it ,much better then the crowded enclam/adani lounge
 
Last edited:
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It is completely out of sync with the low rewarding other ICICI cards.

But if you phone customer care to upgrade to this card they will hear wrong and upgrade you to Emirates Emerald card
 
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My salary is 30000 but I do have coral LTF Rupay variant and Apay with limit of 5.1L. i just visited the branch and asked for Emirates emerald. Without much hassle, I was able to get paid variant as it was considered an upgrade and not new card.
 
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Shroud said:
It's very normal, they smoke some stuff and blabber out whatever number comes into their mind. Some classic examples:
Sapphiro as LTF : My RM told me 1 Cr NRV. (I know that's not true)
Emerald pvc as LTF : 20L/month salary (Yes, u read it right) or 2 Cr NRV
Emerald Private Metal Paid : 70L+ yearly income.
Emerald Private Metal as LTF : Only for Private Banking customers with 5 Cr+ NRV
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Emerald Private Metal as LTF is not being issued to anyone.
 
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I spoke with RM yesterday about the Emerald PVC LTF salary account requirement. She mentioned that monthly salary must be at least ₹3 lakhs to qualify.

However, she also asked me to share the contact details of anyone who might have obtained the LTF without meeting this criteria. She will use the same method as for them and get me also LTF.

If you've successfully gotten the Emerald PVC LTF without the ₹3 lakh salary requirement, please DM me your contact information. I'd appreciate your help.
 
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cardio_guy said:
I spoke with RM yesterday about the Emerald PVC LTF salary account requirement. She mentioned that monthly salary must be at least ₹3 lakhs to qualify.

However, she also asked me to share the contact details of anyone who might have obtained the LTF without meeting this criteria. She will use the same method as for them and get me also LTF.

If you've successfully gotten the Emerald PVC LTF without the ₹3 lakh salary requirement, please DM me your contact information. I'd appreciate your help.
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I've heard some other TFCians reporting 2.5L salary, even less if you've a government job

Check out ther threads for this
 
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cardio_guy said:
I spoke with RM yesterday about the Emerald PVC LTF salary account requirement. She mentioned that monthly salary must be at least ₹3 lakhs to qualify.

However, she also asked me to share the contact details of anyone who might have obtained the LTF without meeting this criteria. She will use the same method as for them and get me also LTF.

If you've successfully gotten the Emerald PVC LTF without the ₹3 lakh salary requirement, please DM me your contact information. I'd appreciate your help.
Click to expand...
RM here said 2CR NRV (including demat) for LTF Emeralde PVC
 
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