How to get HDFC credit card, previously I've settled one HDFC card?

[aravin]

I had an HDFC credit card with a limit of around 1 lakh.

I closed it 3+ years ago during the COVID-19 pandemic. I have completely utilized the card and missed a couple of payments.

During COVID-19, they restructured my outstanding amount into another loan account and closed my credit card.

Now I have a good credit score of around 760+. I also have credit cards from ICICI, Axis, HSBC, IndusInd, and SBI.

Still, I have not been able to get a new HDFC card. I have applied many times directly from their website and through Swiggy, but I am always getting rejected.

So, how can I get an HDFC card? I need an HDFC card because it provides many offers online and offline.

 

[shaheelyo]

Get a add on for yourself from some family member . It will be very difficult for you because u have already defaulted many times

 

[aravin]

I know it's different, but how many years I've to wait?

 

[drvirag]

open a saving account. and hv gud transactions. most probably u ll get offer. I think it's d only way.

 

[surojitlaha]

I know it's different, but how many years I've to wait?

♾️ Sorry to say.
Better to get a fd card from them and use it without any late payment.
After 6 to 7 months req them again and again to remove the lein from the credit card till they accept your request.

 

[aravin]

open a saving account. and hv gud transactions. most probably u ll get offer. I think it's d only way.

Good point. I already have account and maintaing a minimum balance. I'll start using HDFC account for all upcoming transactions

 

[aravin]

♾️ Sorry to say.
Better to get a fd card from them and use it without any late payment.
After 6 to 7 months req them again and again to remove the lein from the credit card till they accept your request.

Does HDFC offer credit card based on FB? I could not able to find out in their website

 

[surojitlaha]

Does HDFC offer credit card based on FB? I could not able to find out in their website

Yes they does offer
Do 1lakh or more fd and get secured milennia card. Contact branch for more info