HOW TO GET IDFC CC for such scenario.

[pratyushpanda]

Hi guys, i am already having many cc with various banks, in my 4 year old credit history there is 0 delayed payment or something like that, cibil score is also good (776 currently) , other bank cc with good limit, still whenever i apply i get error (attaching screenshots)

Whether using a fresh number or anything still i am getting same type of errors.

Tried having 25k mab account , 10k mab account , even if maintaining near to 1L balance i was getting only wow cc as pre-approved. Closed all above accounts currently only having niyo idfc 0 balance account.


What can be done to get idfc cc, as currently having 5L limit on apay icici, was thinking of getting idfc wealth , but every time i try i am getting same errors and then i leave it as it is.

Should i close above 0 balance account open idfc select or wealth account with initial cheque to get cc, or any other ways.


Kindly share your thoughts and if anyone can have some good and contacts or any agents contact in idfc please share number in inbox.

Thanks

 

[Rohan]

To which email should I write to ? I am also stuck in same situation

pno@idfcfirstbank.com

 

[deusest]

Try a different pin code. Had the same issue, changed my pin code and got an offer for select card Though I wanted wealth variant

 

[deusest]

I entered 35L and in credit card section also entered 5L still got only select option.. dekhta hu after getting select will try for wealth. Baki jo mila apply kar dia Otherwise select is also good. Only bogo offer its upto250 and in wealth its 500 , other than that most of the benefits which are of my use are similar, forex and golf i never use

for 12-35L income bracket it’s select card,for 36L plus it’s wealth

 

[pratyushpanda]

for 12-35L income bracket it’s select card,for 36L plus it’s wealth

Didn't know that, received select card 🙂

 

[bossman]

for 12-35L income bracket it’s select card,for 36L plus it’s wealth

I had put monthly salary as 3.02 something, still received Select. So no such rule I believe

 

[pratyushpanda]

I had put monthly salary as 3.02 something, still received Select. So no such rule I believe

Yeah , and not much difference , baki rarely use hoga ye cards, bas movies me wealth me 500 (2times) isme 250 , baki koi utna use hone wala difference ni laga merko , so jo mila utha liya

 

[Abhishek20]

To which email should I write to ? I am also stuck in same situation

Try creditcard@idfcfirstbank.com and head.customerservice@idfcfirstbank.com first. Mention the error you are facing and ask them to help you resolve that error or cancel the application if the error is being caused due to it. If you don't get satisfactory resolution, you can escalate to nodal desk and then pno.

 

[ZappyRed]

What's your cibil when you applied for Wealth?

I would like to mention something here . IDFC systems are weird . Here are my 2 cents on them .

Application stuck issue arises when we leave application in between . I have exhausted 2 mobile no in this way which never works even after an year .
So today I applied with 3rd mobile no., they offered me WOW credit card . I don't want that . So click on "Back" button which will then ask for your feedback that why u want to cancel application . Write anything and proceed . Your lead will be removed . Now after 30 seconds, I changed salary to 2lac per month and choose my existing card as ICICI Sapphiro with 4.2l limit (earlier I was manually typing Amazon Pay which wasn't in their list).

After entering salary and existing card limit , it showed Wealth card LTF with 5lac limit and No Income documents required . Went ahead with VKYC. Will get confirmation , perhaps in a day or two . Fingers crossed . One of my friend took Millennia in the same way with his existing card limit of 1.05lacs.

 

[AlphaCAT]

What's your cibil when you applied for Wealth?

792

 

[ZappyRed]

That's why you got it.

 

[PraveenDeg]

When I am applying for idfc credit card, i face the error " sorry we can't proceed, try again later". There is two threads realted this issue but there i couldn't find any solution!
I mail them but no response from there end .
If Anyone knows please share your opinion!

 

[4uziaul]

When I am applying for idfc credit card, i face the error " sorry we can't proceed, try again later". There is two threads realted this issue but there i couldn't find any solution!
I mail them but no response from there end .
If Anyone knows please share your opinion!

As you already know, two similar threads exist, and you couldn't find a solution in those two threads, so what was the point of opening a third thread? 😂

 

[PraveenDeg]

If you don't have any solution please don't reply!
Because your reply turn this thread to another topic!
And at the end people don't get their solution.

As you already know, two similar threads exist, and you couldn't find a solution in those two threads, so what was the point of opening a third thread? 😂

 

[4uziaul]

If you don't have any solution please don't reply!
Because your reply turn this thread to another topic!
And at the end people don't get their solution.

This was my reply to you that there is no new solution to your question for which you are creating another unnecessary thread. 😂

 

[PraveenDeg]

I think the thread was not unnecessary but your reply is definitely "unnecessary".

 

[4uziaul]

I think the thread was not unnecessary but your reply is definitely "unnecessary".

It was definitely unnecessary; that's why it was merged. Point proven. 🤣

You could have easily asked your question here rather than opening a new one.

 

[PraveenDeg]

Carry on your comedy show , this is my last reply to you because I don't wanna ruined this thread.

 

[4uziaul]

Carry on your comedy show , this is my last reply to you because I don't wanna ruined this thread.

Good for us!! Finally common sense prevailed, but you will be missed sorely. 😂

 

[4uziaul]

Good for us!! Finally common sense prevailed, but you will be missed sorely. 😂

Someone said they wouldn't comment anymore, but giving silent reactions. 😂

 

[Rocky Bhai]

@4uziaul sir ji namaste 🙏