How to get IDFC Credit Cards?? Please suggest!!

[Bikash Roy]

I was applied for IDFC Credit card two times, but every times they rejected my card application! As i am using other bank credit cards, like icici, sbi, indus, rbl, axis . I have about 4+ years of cibil history without any payment delay, i am also carring a good cibil score- 776 (by cibil official), 800+ by experian. I want to have a IDFC card in my cards collection. I have no account in IDFC Bank. What should i do this time?? How would i get this bank card? Please suggest!! Thank you in advance!!

 

[swastik2233]

Apply again in 3/6 month !

Or

Get their secured card when it comes.

BTW idfc cards are useless , why even keep em ?

 

[swastik2233]

Nope ... Never ... Secured card ...
Nowadays all banks give unsecured easily

Why even secured?

Visa INFINITE
5k min limit.
100% limit
If it's your first card , or want idfc card.
If u have some extra money to park as FD.

 

[ashwinkashwink is verified member.]

Get their secured card when it comes.

I suggest don't go for secured CCs as @anirbanm bro mentioned yeah now a days banks easily give unsecured cards easily.
I suggest to open an account in idfc bank if possible.

 

[alanabraham]

I was applied for IDFC Credit card two times, but every times they rejected my card application! As i am using other bank credit cards, like icici, sbi, indus, rbl, axis . I have about 4+ years of cibil history without any payment delay, i am also carring a good cibil score- 776 (by cibil official), 800+ by experian. I want to have a IDFC card in my cards collection. I have no account in IDFC Bank. What should i do this time?? How would i get this bank card? Please suggest!! Thank you in advance!!

Make sure your pincode is serviceable.

 

[himesh8924]

I was applied for IDFC Credit card two times, but every times they rejected my card application! As i am using other bank credit cards, like icici, sbi, indus, rbl, axis . I have about 4+ years of cibil history without any payment delay, i am also carring a good cibil score- 776 (by cibil official), 800+ by experian. I want to have a IDFC card in my cards collection. I have no account in IDFC Bank. What should i do this time?? How would i get this bank card? Please suggest!! Thank you in advance!!

The best would be to open an account in idfc and take the card when the pre-approved offer arrives.

 

[mukundstud]

Visa INFINITE
5k min limit.
100% limit
If it's your first card , or want idfc card.
If u have some extra money to park as FD.

0 Forex Markup too😎. It is the easiest 0 forex markup Credit Card to be get hands on.

 

[ChurningNoob]

BTW idfc cards are useless , why even keep em ?

Why do you say so? Their Wealth comes with Visa infinite, DreamFolks, monthly 2 Golf round and plus LTF

 

[swastik2233]

Why do you say so? Their Wealth comes with Visa infinite, DreamFolks, monthly 2 Golf round and plus LTF

All these complimentary goodies from other cards i have , combined are way.. more than enough for me to handle / use. So what's the point.

 

[swastik2233]

If idfc comes up with some really awesome card in future i may consider

 

[ChurningNoob]

All these complimentary goodies from other cards i have , combined are way.. more than enough for me to handle / use. So what's the point.

If you already have these goodies from other card then ok, but for someone like me this card helped me get all these. Which cards do you hold?

 

[raj007]

I was applied for IDFC Credit card two times, but every times they rejected my card application! As i am using other bank credit cards, like icici, sbi, indus, rbl, axis . I have about 4+ years of cibil history without any payment delay, i am also carring a good cibil score- 776 (by cibil official), 800+ by experian. I want to have a IDFC card in my cards collection. I have no account in IDFC Bank. What should i do this time?? How would i get this bank card? Please suggest!! Thank you in advance!!

Open idfc classic (I opened classic) or signature savings account. Keep doing 20k-50k transactions every month on your debit card or upi. You will receive pre approved offer within 2-3 months. Tested in 3 savings (all classic account) accounts of my family members. Now testing in Signature savings account, let's see in how many days they are offering pre approved.

 

[naviworks]

The main feature of I DFC credit card is, you can withdraw money from atm ( do it for emergency only) and repay without any charges within grace period. I will keep that card for that feature alone. There will be lot of situations where urgent money is required for a day or two. This card will come handy…

 

[raj007]

The main feature of I DFC credit card is, you can withdraw money from atm ( do it for emergency only) and repay without any charges within grace period. I will keep that card for that feature alone. There will be lot of situations where urgent money is required for a day or two. This card will come handy…

Have u withdrawn from Credit card? There are various charges involved. If u need money then pay rent through cc and get money in bank account and then withdraw from bank account.

 

[naviworks]

Have u withdrawn from Credit card? There are various charges involved. If u need money then pay rent through cc and get money in bank account and then withdraw from bank account.

Other credit cards have charges for money withdrawal. Not IDFC if you repay within grace period. This was the feature they had. Donno abt latest… btw I dont have IDFC cc yet…

 

[naviworks]

The feature is still there. Checked faq in their website. 48 days interest free period. Only ₹250 as transaction fee. Way cheaper than rent payment method.

 

[naviworks]

I think there's no interest but there's withdrawal charges according to what an IDFC employee told

But yes I really love the idea of cash withdrawal from CC ... Though @souvikdey2002 and many more may disagree ... BTW many banks like Indusind and Union bank nowadays have duo cards ... Which is two in one DC + CC

I say again As per website withdrawal charge is only ₹250. way cheaper. Withdraw 1 lac invest in stock for a month. Earn 10%. Repay CC within 48 days. How cool is that…😎

Now dont start an argument about present status of stock market. I am jus saying a use case scenario…

 

[StanRoute66]

I was applied for IDFC Credit card two times, but every times they rejected my card application! As i am using other bank credit cards, like icici, sbi, indus, rbl, axis . I have about 4+ years of cibil history without any payment delay, i am also carring a good cibil score- 776 (by cibil official), 800+ by experian. I want to have a IDFC card in my cards collection. I have no account in IDFC Bank. What should i do this time?? How would i get this bank card? Please suggest!! Thank you in advance!!

Open an account in IDFC First bank (Before 30th June , for LTF Debit card)
within few months , you will get pre-approved offer .

 

[naviworks]

Areeh humare group mein to Harshad sahab behthe hain

Though this sounds sarcastic,I will take that as compliment

 

[naviworks]

Well you can't deny that you suggest a similar scheme xD ... Breaking the barriers of usual banking

Dude I don’t know what’s your issue. I was pointing out one of the feature of IDFC card in this thread which may be useful for a person to take a decision whether to get this card or not.

In no way I was SUGGESTING any scheme. Neither I was suggesting any illegal thing which breaks the barriers of usual banking. Just a use case example scenario to maximise the benefits of a particular credit card. After all the whole purpose of this forum itself is to draw maximum benefits out of a credit card is int it? Even @TechnoFino bought a MacBook using only points from CC right?

Well, I don’t want to continue the rant anymore. Take it or leave it. Upto you. I have better things to do than increasing the number of post counts. Over and out.