How to get IDFC FIRST BANK LIC SELECT credit card ❓ ❓

[Piyush_]

Hello guys 👋
Currently I'm using IDFC FIRST BANK two credit card
1= IDFC FIRST MILLENIA (45,000(16,month)
2= IDFC FIRST POWER PLUS HP (45,000 shared limit with millennia) (recent February 2025)

Also holding indusind Bank credit card of limit (1,00,00)

Age of all cards= 1 year 6 month

My Transunion Cibil was 784 ( 24/01/2025)

Any Guide , how to get IDFC FIRST BANK LIC SELECT CREDIT CARD ❓

😊

 

[iamdhamo]

That's mean for 1000rs Lic premium we have to pay 99rs convience fees??

On top of this if premium is more than 25k then 1% is also applied right?

 

[akiratoriyama]

Is it while redemption of during payment u mean?

Redemption. Ah I misread your question. No payment fees paying with lic idfc card on the lic portal. Both billdesk and paytm don't have any extra charges.

 

[akiratoriyama]

On top of this if premium is more than 25k then 1% is also applied right?

No such fees either.

 

[iamdhamo]

I will apply n see then if it's ltf. I already have wealth so if they give this as ltf then can take it handily

 

[akiratoriyama]

I will apply n see then if it's ltf. I already have wealth so if they give this as ltf then can take it handily

It is ltf. No charges for any customer. Apply directly from idfc site.

 

[iamdhamo]

It is ltf. No charges for any customer. Apply directly from idfc site.

Read few posts where Idfc provides only one ltf card so thought so. Any way will apply n see

 

[Sai Ganesh]

Read few posts where Idfc provides only one ltf card so thought so. Any way will apply n see

No existing customers cant apply , u will get rejected saying u r an existing customer of IDFC

 

[iamdhamo]

No existing customers cant apply , u will get rejected saying u r an existing customer of IDFC

Oh ok then will look for alternatives

 

[panditji]

Idfc wealth account holder ko rm credit card dila skta hai kya non serviceable area me ?
Rm says its not in our hand .
Wealth account me kuch process hai to btao bhai 🥹