How to get IDFC unsecured cards?

[vsharad]

Hi members!

On the month of February i was having no credit cards not even secured one, so i was thinking to get secured card , so i went to idfc credit card portal to apply for first wow card , i filled all information and even chose 6k fd amount,but i never submitted that form!

And now I'm having problem in getting idfc unsecured cards! Today i tried to re-apply but it wants me to complete that application which i left on February.

I don't know if it is my cibil , or credit history which is just 5 months old

Now how to get idfc banks unsecured card? Tell me if you've faced similar issues and got unsecured card later on!

Provide best suggestions!

 

[vaibhav111vaibhav111 is verified member.]

Hi members!

On the month of February i was having no credit cards not even secured one, so i was thinking to get secured card , so i went to idfc credit card portal to apply for first wow card , i filled all information and even chose 6k fd amount,but i never submitted that form!

And now I'm having problem in getting idfc unsecured cards! Today i tried to re-apply but it wants me to complete that application which i left on February.

I don't know if it is my cibil , or credit history which is just 5 months old

Now how to get idfc banks unsecured card? Tell me if you've faced similar issues and got unsecured card later on!

Provide best suggestions!

Did you have unsecured card now of any bank?

 

[vsharad]

Did you have unsecured card now of any bank?

Yes Axis Bank Flipkart, Myzone & IOCL

 

[vaibhav111vaibhav111 is verified member.]

Yes Axis Bank Flipkart, Myzone & IOCL

OK, I read your post about your first credit card and the 15k limit on your existing Axis card and secured onecard lite, both of which have a shared limit. Therefore, I recommend not applying for a credit card with IDFC, especially since they tend to offer their Wow credit card to new users, even with a good credit history and they hold numerous card from other bank. I've read about this in 'How to get IDFC Wealth'. My advice is to wait for a year before applying for IDFC's credit card

 

[vsharad]

OK, I read your post about your first credit card and the 15k limit on your existing Axis card and secured onecard lite, both of which have a shared limit. Therefore, I recommend not applying for a credit card with IDFC, especially since they tend to offer their Wow credit card to new users, even with a good credit history and they hold numerous card from other bank. I've read about this in 'How to get IDFC Wealth'. My advice is to wait for a year before applying for IDFC's credit card

Ok Thanks for your advice !
I will try again after a year!

 

[U_Utkrsh]

Yes do try after at least one year of credit history. Also do use a different number while applying for the card.

 

[varun__goel_]

Hi members!

On the month of February i was having no credit cards not even secured one, so i was thinking to get secured card , so i went to idfc credit card portal to apply for first wow card , i filled all information and even chose 6k fd amount,but i never submitted that form!

And now I'm having problem in getting idfc unsecured cards! Today i tried to re-apply but it wants me to complete that application which i left on February.

I don't know if it is my cibil , or credit history which is just 5 months old

Now how to get idfc banks unsecured card? Tell me if you've faced similar issues and got unsecured card later on!

Provide best suggestions!

You can cancel the existing application by a mail. Same happened with 3-4 months old application was still in their system. I mailed them along with my mobile number and they did the respectful.

 

[vsharad]

You can cancel the existing application by a mail. Same happened with 3-4 months old application was still in their system. I mailed them along with my mobile number and they did the respectful.

Can you share their email and email format? Let me try this

 

[U_Utkrsh]

Can you share their email and email format? Let me try this

Just text them on twitter. They will get back to you within a day or two.

 

[vsharad]

Just text them on twitter. They will get back to you within a day or two.

I already did, received a call within 30 mins, but cx told me nothing can be done ! I think better option would be to email them directly !

 

[varun__goel_]

Can you share their email and email format? Let me try this

banker@idfcfirstbank.com
Hey, I was trying to apply for a WOW credit card . I want to cancel the application for the same because I entered wrong FD amount. So please do it ASAP
Mobile Number:-
Name:-

This is what I mailed.

 

[vaibhav111vaibhav111 is verified member.]

I already did, received a call within 30 mins, but cx told me nothing can be done ! I think better option would be to email them directly !

you an also try with new number instead of earlier number enter if you have secondary number.

 

[vsharad]

you an also try with new number instead of earlier number enter if you have secondary number.

That doesn't work, as it always fetches my old application and says something like "you have already applied for.... " But will try again, not now as it might trigger cibil enquiry

 

[vsharad]

banker@idfcfirstbank.com
Hey, I was trying to apply for a WOW credit card . I want to cancel the application for the same because I entered wrong FD amount. So please do it ASAP
Mobile Number:-
Name:-

This is what I mailed.

Is this correct?

 

[varun__goel_]

View attachment 16362
Is this correct?

Yeah most probably will work.