Axis Bank is offering me 12 pre-approved credit cards which includes My Zone credit card. Now the thing is Axis Bank is advertising their My Zone card as LTF but on the pre-approved offer page they are showing me joining and annual fee of Rs. 500. But just a few days ago, one of my friends got pre-approved LTF My Zone card with the same limit they are offering me. So, is there any way to get the pre-approved My Zone card as LTF?