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How to get RBL IOCL 8.5% cashback card as LTF?

shashankverma

TF Premier
Any suggestions on how can we get this card as LTF?
How many cards does RBL issue for a customer?
Chances of getting this as a second card?
I am only seeking response based on past experience with RBL Cards.

Charges and Fee:
  • Go further& Beyond with the champion of mobility, your IndianOil RBL Bank XTRA Credit Card comes with a Membership Fee of INR 1,500+ GST.
Annual fee waived if you spend more than INR 2,75,000 per year.

Important note - Annual fee waiver benefit is applicable only if the annual fees is paid.

Link https://www.rblbank.com/personal-ba...wiijmcbt8beusrryh6sroub-8suipxqtiwtzkq7gtnlip
 
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Solution
Important: RBL IOCL Card must be swiped at IOCL machine only after giving your mobile number (0.4% extra Cashback as XRP will be visible on IOCL App), if you swipe the card on IOCL Paytm machine no Bonus points will get credited BY RBL Bank and you will just get Basic 2RP/100Rs.
If swiped at IOCL machine (Only on amount that was captured by IOCL app i.e. Without fuel Surcharge and GST), 13Bonus RP/100 Rs will be credited at the time of Statement generation.
Also converting RBL RP to IOCL XRP has a charge of Rs 99+ GST so keep collecting points and convert to XRP only when you have good amount.
1XRP=0.5 Rs at Indian Oil.
T&C of Bonus Reward Points on RBL IOCL card New
Important: RBL IOCL Card must be swiped at IOCL machine only after giving your mobile number (0.4% extra Cashback as XRP will be visible on IOCL App), if you swipe the card on IOCL Paytm machine no Bonus points will get credited BY RBL Bank and you will just get Basic 2RP/100Rs.
If swiped at IOCL machine (Only on amount that was captured by IOCL app i.e. Without fuel Surcharge and GST), 13Bonus RP/100 Rs will be credited at the time of Statement generation.
Also converting RBL RP to IOCL XRP has a charge of Rs 99+ GST so keep collecting points and convert to XRP only when you have good amount.
1XRP=0.5 Rs at Indian Oil.
 
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Solution
Important: RBL IOCL Card must be swiped at IOCL machine only after giving your mobile number (0.4% extra Cashback as XRP will be visible on IOCL App), if you swipe the card on IOCL Paytm machine no Bonus points will get credited BY RBL Bank and you will just get Basic 2RP/100Rs.
If swiped at IOCL machine (Only on amount that was captured by IOCL app i.e. Without fuel Surcharge and GST), 13Bonus RP/100 Rs will be credited at the time of Statement generation.
Also converting RBL RP to IOCL XRP has a charge of Rs 99+ GST so keep collecting points and convert to XRP only when you have good amount.
1XRP=0.5 Rs at Indian Oil.
Not true, i swiped on whatever machine they bought, still got the bonus rp after statement generation. The surcharge also got credited after few days statement generation. My card is just one month old, they credited the welcome RPs as well, they working flawlessly in my case.
 
Not true, i swiped on whatever machine they bought, still got the bonus rp after statement generation. The surcharge also got credited after few days statement generation. My card is just one month old, they credited the welcome RPs as well, they working flawlessly in my case.
Buddy they might have got you the IOCL machine by default. Happened with me as well at a pump. Some pumps have only official IOCL payment machines.
But then others are over smart and gjve you paytm machine. If you ask they will give IOCL machine without question. Many people including me have confirmed that bonus rewards points were not credited if swiped at paytm machine. See for yourself, both transaction below are at IOCL but on paytm machine and no bonus RP credited. IMG_4670.webp
 
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Did anyone get 15% rewards?
I got just 2% reward points after October statement.
When I called CC they said that transaction is not done at IOCL it says Kavya Petro Park hence base points. When I argued that it’s IOCL pump and the same can be checked on IOCL Portal they said that reward points are upto 7.5% and not flat. I asked to talk to Floor manager after so much Bullshit.
Floor manager confirmed that it’s an eligible IOCL Transaction but only the Base points are credited now and after Nov statement rest Reward points will be credited which is strange.
I'm going through same, just base rewards credited. did nov statement solved problem ? I am also reading Anupama's comment that it should be instantly credited. Any narrow down on scenario of base vs accelerated ? is it POS machine difference
 
I'm going through same, just base rewards credited. did nov statement solved problem ? I am also reading Anupama's comment that it should be instantly credited. Any narrow down on scenario of base vs accelerated ? is it POS machine difference
No it won’t get credited. Either it’s end of same month statement or never.
You probably swiped at Paytm machine if you don’t see bonus rewards in your monthly statement.
 
Important: RBL IOCL Card must be swiped at IOCL machine only after giving your mobile number (0.4% extra Cashback as XRP will be visible on IOCL App), if you swipe the card on IOCL Paytm machine no Bonus points will get credited BY RBL Bank and you will just get Basic 2RP/100Rs.
If swiped at IOCL machine (Only on amount that was captured by IOCL app i.e. Without fuel Surcharge and GST), 13Bonus RP/100 Rs will be credited at the time of Statement generation.
Also converting RBL RP to IOCL XRP has a charge of Rs 99+ GST so keep collecting points and convert to XRP only when you have good amount.
1XRP=0.5 Rs at Indian Oil.
The RBL Bank Indian Oil Corporation (IOCL) Credit Card has received various complaints from users:

1. Reward Points Not Credited
Users often report delays or non-crediting of reward points for fuel purchases at Indian Oil outlets.

2. Welcome Bonus Issues
Complaints about not receiving the welcome bonus despite meeting spend requirements are common..

3. Hidden Charges 117 per conversion .

4. Customer Support Problems
Users frequently mention poor or unresponsive customer service when resolving disputes or clarifying terms.
Difficulty in escalating complaints further aggravates issues.

What You Can Do:
a. Verify Terms and Conditions: Double-check the latest policies on rewards and fees.
b. Track Transactions: Keep records of transactions to compare with statements.
c. Raise Complaints: Use RBL Bank’s grievance redressal mechanism or escalate to the Banking Ombudsman if unresolved.
d. Switch Cards: If issues persist, consider alternative fuel cards like the SBI Octane Card or the IndianOil Axis Bank Credit Card for better customer satisfaction.
 
Yes. I already wrote to their customer support and escalated to head card support team as well, but they didn't budge. I tried 2-3 IOCL bunks, for none of them did I get the accelerated RPs
 
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