Millennia How to get the HDFC Credit card Milliniea card LTF

[JoshuaJebaraj]

Hello Everyone,
I recently opened the HDFC Saving Max Account , What things should I do in order to increase inorder to get the Milliniea card LTF
I currently have Amazon ICIC - 1 L , ICIC Coral - 50 k , Flipkart 35 k no credit history

 

[Card_Crafter]

From my own experience:

1. Keep the minimum balance in your account.
2. High number of debit/credit transactions including self account transfer
3. Take part in their promotional DC offers

Good CIBIL is a bonus, but even for average CIBIL also if number 2 is followed heavily within 3-4 months you will get Pre approved offer. The first pre approved offers will be for paid cards. Just ignore them, after one month they will give LTF pre approved offers.

PS: i used to rotate money from one ac to another along with some actual spends. Got LTF Millenia without income proof. My monthly total transactions count is always 100+ for HDFC.

 

[akshayhs]

I maintained the least balance required for my account and also didm't follow any tricks to get the offer. I had Moneyback+ on offer for a very long time and I was just waiting for Millennia to come on offer. The day I saw it, I applied it and as I was pre-approved, they sent the card to my address the next day.

 

[SpiesCan'tCatchMe]

I maintained the least balance required for my account and also didm't follow any tricks to get the offer. I had Moneyback+ on offer for a very long time and I was just waiting for Millennia to come on offer. The day I saw it, I applied it and as I was pre-approved, they sent the card to my address the next day.

Was it ltf or chargeable, coz i had money-back plus ltf from 1 month and now it's showing millennia and DCP but paid

 

[akshayhs]

Was it ltf or chargeable, coz i had money-back plus ltf from 1 month and now it's showing millennia and DCP but paid

LTF

 

[SpiesCan'tCatchMe]

One more doubt, what is better millennia or diner club privilege?

 

[rockyBalboa]

Was it ltf or chargeable, coz i had money-back plus ltf from 1 month and now it's showing millennia and DCP but paid

How old is your account and how much balance you maintained? Also are you self employed or employed?

 

[pprakash11]

One more doubt, what is better millennia or diner club privilege?

If your spends are less, Millenia is more rewarding as it's a cashback card.
On accelerated partners, you will get 5% cashback upto ₹1000 per month.
And for other spends 1% cashback per ₹1000.

While DCP is famous for domestic + international lounges.

 

[SpiesCan'tCatchMe]

How old is your account and how much balance you maintained? Also are you self employed or employed?

Account is 3 months old and I've opened it as a savings max account and converted it to a classic variant on the 2nd day by visiting branch. I maintained around more than 1 lac in the first month from then onwards it's like more than 25K. I'm a student

 

[crazyuploader]

From my own experience:

1. Keep the minimum balance in your account.
2. High number of debit/credit transactions including self account transfer
3. Take part in their promotional DC offers

Good CIBIL is a bonus, but even for average CIBIL also if number 2 is followed heavily within 3-4 months you will get Pre approved offer. The first pre approved offers will be for paid cards. Just ignore them, after one month they will give LTF pre approved offers.

PS: i used to rotate money from one ac to another along with some actual spends. Got LTF Millenia without income proof. My monthly total transactions count is always 100+ for HDFC.

For #2, transferring between own accounts using UPI works? Also I don't spend much but I do pay Credit Card bills HDFC Platinum Debit Card 20-25k on average.
And on a side note, my account is Savings Max, ~3.5 months old and I've maintained ~28-35k. Recently some loan offers started popping up in NetBanking, like 2 wheeler loan, then 4 wheeler loans and now I'm seeing Credit Card too but while checking the pre-approved offers page, I'm given Moneyback+ with limit "upto" 40,000. Waiting in my case would be a wise choice, right? I'm wanting millennia LTF, though I already hold SBI Cashback but wanted one card from HDFC too

 

[Card_Crafter]

For #2, transferring between own accounts using UPI works? Also I don't spend much but I do pay Credit Card bills HDFC Platinum Debit Card 20-25k on average.
And on a side note, my account is Savings Max, ~3.5 months old and I've maintained ~28-35k. Recently some loan offers started popping up in NetBanking, like 2 wheeler loan, then 4 wheeler loans and now I'm seeing Credit Card too but while checking the pre-approved offers page, I'm given Moneyback+ with limit "upto" 40,000. Waiting in my case would be a wise choice, right? I'm wanting millennia LTF, though I already hold SBI Cashback but wanted one card from HDFC too

I use UPI only to transfer money from one account to another. Even I am not a heavy spender, mostly use HDFC as the primary ac for daily UPI transactions. I do receive salary on this ac even though it's not a salary account. I have six more accounts, so i maintain only 5-10k on average. I Would recommend you to wait for 1-2 more months.. you will definitely get an upgraded offer.

 

[steiner03]

Hello Everyone,
I recently opened the HDFC Saving Max Account , What things should I do in order to increase inorder to get the Milliniea card LTF
I currently have Amazon ICIC - 1 L , ICIC Coral - 50 k , Flipkart 35 k no credit history

Apply via C2C using your Amazon ICICI card.

 

[sarainfo12]

In HDFC net banking where to see those offers ?

 

[pprakash11]

In HDFC net banking where to see those offers ?

"Offers" section. Extreme right, in top.

 

[sarainfo12]

I am having only those 🙁

 

[varun__goel_]

I am having only those 🙁
View attachment 14944View attachment 14945

You have the offer for credit card🙄, what else do you want?

 

[sarainfo12]

above members said life time Free pre approved millennia card , but the offer looks generic . It doesn't mention life time free or something

 

[varun__goel_]

above members said life time Free pre approved millennia card , but the offer looks generic . It doesn't mention life time free or something

Click on apply now, you will get know when you enter your mobile number over there. It will show you available available cards, along with its fees. Be careful if they are mention ltf, they might have written based on spends blah blah.

 

[sarainfo12]

I got the message after filling details
"We regret to inform you that we don't have an offer for you currently"

 

[Card_Crafter]

above members said life time Free pre approved millennia card , but the offer looks generic . It doesn't mention life time free or something

You currently don't have any credit card offers. Don't apply. For pre approved offers, credit limit will be displayed in the offer section itself.