How to get unsecured credit card student 21

[kratos7]

im tired of waiting to get pre approved offer, I kept 3 lakhs in hdfc for a month got no cc offer, I got pissed and just spent all 3 lakhs, 1,25,000 iphone 15 pro, 90k apple watch ultra 2, 10k homepod mini, 1,35,000 macbook air lmaoo I just ordered all from apple store, got some accessories too, just made a purchase of 3,84,000 lmaooo dont know if im happy or sad

 

[gauravbhati]

im tired of waiting to get pre approved offer, I kept 3 lakhs in hdfc for a month got no cc offer, I got pissed and just spent all 3 lakhs, 1,25,000 iphone 15 pro, 90k apple watch ultra 2, 10k homepod mini, 1,35,000 macbook air lmaoo I just ordered all from apple store, got some accessories too, just made a purchase of 3,84,000 lmaooo dont know if im happy or sad

Well, you don't get cc offers in a month. You have to maintain balance for a few months or have some good transaction history.

Anyways, congratulations on buying so much stuff 😂🎉.

 

[kratos7]

Well, you don't get cc offers in a month. You have to maintain balance for a few months or have some good transaction history.

Anyways, congratulations on buying so much stuff 😂🎉.

I will get 4-5 lakhs in march or april then I will keep it in my account but rn I think I needed apple watch badly to get better health and all so cheers

 

[Vasuki]

No nothing. Just the CC as LTF but yes I had good relation with the bank so they approved me with Millennia and also the UPI Rupay card.

Ofc with 1lakh + u get Millniea & above

 

[Vasuki]

im tired of waiting to get pre approved offer, I kept 3 lakhs in hdfc for a month got no cc offer, I got pissed and just spent all 3 lakhs, 1,25,000 iphone 15 pro, 90k apple watch ultra 2, 10k homepod mini, 1,35,000 macbook air lmaoo I just ordered all from apple store, got some accessories too, just made a purchase of 3,84,000 lmaooo dont know if im happy or sad

You have to maintain for a quater to see the magic

 

[gauravbhati]

Ofc with 1lakh + u get Millniea & above

yaa! But I hav one query, as they hv downgraded the a/c so the platinum debit card will be chargeable now ??

 

[Vasuki]

yaa! But I hav one query, as they hv downgraded the a/c so the platinum debit card will be chargeable now ??

Ofc .it would be post renew .

Btw did u got Platinum by yourself or post account upgrade you got automatically

 

[gauravbhati]

Ofc .it would be post renew .

Btw did u got Platinum by yourself or post account upgrade you got automatically

I got it automatically. I didn't asked for the card nor for the classic variant a/c.

 

[Vasuki]

I got it automatically. I didn't asked for the card nor for the classic variant a/c.

Millniea dc is good 😊.
No tension.great benefits.

Gonna maintain 1-1 on hdfc icici lets see . Who gives more offer.
Hdfc i can get via c2c too . But lets see

 

[gauravbhati]

Millniea dc is good 😊.
No tension.great benefits.

Gonna maintain 1-1 on hdfc icici lets see . Who gives more offer.
Hdfc i can get via c2c too . But lets see

I have millennia cc, the dc is easyshop platinum dc.
anyways lets see when do I get card upgrade nd LE offers on the cc.

 

[aravb]

@JaxRahul
Under 18 Unsecured cards for students, there are 2 cards :-

Kotak League Rupay : After 6-12 months of holding Kotak 811 account. Will be given pre approved..
Axis Flipkart : Make a flipkart account on your number and use it regularly
A pre approved message will pop up on Whatsapp. Look out for "No Income Docs Required" in the Whatsapp message.

 

[kratos7]

@JaxRahul
Under 18 Unsecured cards for students, there are 2 cards :-

Kotak League Rupay : After 6-12 months of holding Kotak 811 account. Will be given pre approved..
Axis Flipkart : Make a flipkart account on your number and use it regularly
A pre approved message will pop up on Whatsapp. Look out for "No Income Docs Required" in the Whatsapp message.

i HAVE KOTAK 811 fd card, 40k limit, i use 15-20k monthly, I don't maintain any balance in the account but pay the bill on time. Its 3 months old, after how much time do u think I will get upgraded and unsecured card

 

[aravb]

I don't have any knowledge in secured to unsecured transition but usually kotak gives Limit Enhancement every 6 months or 1 year for a few people on their unsecured cards.

 

[Vasuki]

@JaxRahul
Under 18 Unsecured cards for students, there are 2 cards :-

Kotak League Rupay : After 6-12 months of holding Kotak 811 account. Will be given pre approved..
Axis Flipkart : Make a flipkart account on your number and use it regularly
A pre approved message will pop up on Whatsapp. Look out for "No Income Docs Required" in the Whatsapp message.

Axis gives you unsecured card after 21

 

[Vasuki]

I don't have any knowledge in secured to unsecured transition but usually kotak gives Limit Enhancement every 6 months or 1 year for a few people on their unsecured cards.

L.e after 1 year. Or after 21 for fd card .
Lucky if its before 21

 

[varun__goel_]

im tired of waiting to get pre approved offer, I kept 3 lakhs in hdfc for a month got no cc offer, I got pissed and just spent all 3 lakhs, 1,25,000 iphone 15 pro, 90k apple watch ultra 2, 10k homepod mini, 1,35,000 macbook air lmaoo I just ordered all from apple store, got some accessories too, just made a purchase of 3,84,000 lmaooo dont know if im happy or sad

Paisa ho to aisa ho, varna na ho🫠🤣

 

[Vasuki]

Paisa ho to aisa ho, varna na ho🫠🤣

Na he sahi 😆

 

[Mars_rover]

I am student and I already have 771 cibil so I applied for kiwi but got rejected for credit card so I applied for kotak fd card(2 month old)but I want unsecured one and thinking of closing kotak fd
I opened hdfc digiyouth acc with 7k ruppes, so should I close fd and add 5 k to hdfc and what's the trick to get fast

padhai pr dhyan do, achi job lagwao aur fir jo chahe card lo

 

[Vasuki]

padhai pr dhyan do, achi job lagwao aur fir jo chahe card lo

G y a n 🥸

 

[kratos7]

G y a n 🥸

bhai mere kotak secured card unsecured kab tak ho jaega