How to Get Your First US Amex Credit Card—No SSN or ITIN Required!

[TechnoFinoTechnoFino is verified member.]

Hello TFCians,

Want to get a US American Express credit card? You can transfer your Indian Amex relationship to the US and get your first US Amex credit card easily. For this process, you don’t need an SSN or ITIN. This option is only available for your first card. For a second card, you’ll need an ITIN or SSN and a US credit score.

The Process:

1. Visit the Amex global relationship transfer link: Global Card Relationship Transfer.
2. Select the USA from the country list, as you want to apply for a US Amex card.
3. On the next page, choose "Personal Card" or "Business Card" based on your requirements.
4. A new tab will open. Click on "Log In" at the top right corner and log in using your Indian Amex account credentials.
5. Choose the card you want to apply for and click "Apply."
6. On the next page, you’ll see a disclaimer stating that Amex US will access your Indian data; click "Yes" to proceed.
   
   
   
   
7. Your name and date of birth should appear pre-filled, as Amex US is fetching data from your Indian Amex account.
8. Check the box for "I don’t have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) but can enter a government-issued ID number," and select "Passport" from the dropdown menu.
   
   
   
   
9. Enter your passport details, US address, US phone number, income, and other required information.
10. Click "Agree & Submit."
11. One of two things can happen next: you may be approved immediately (rare) or asked to contact Amex by phone, with a number provided.
12. Use Skype to call the US toll-free number for free.
13. They may request a passport copy via an upload link or address proof, or they may just verify your details without additional documents.
14. You’ll receive Amex’s decision within a few minutes, though it can take up to 72 hours.

Good luck with your application!

Disclaimer: This is for Indians traveling to the USA. If you are a resident of India, this thread may not be relevant to you.

 

[Sanskar]

Following the thread

 

[Alex292929]

Following the thread

 

[Anindya98]

f o l l o w i n g

 

[moneyMaker]

Can I attach ITIN, and still pull the Indian history? Because I want to build US history as well...

 

[TechnoFinoTechnoFino is verified member.]

Can I attach ITIN, and still pull the Indian history? Because I want to build US history as well...

No, you can always link your itin later just by calling them. Credit score will start building even without itin.

 

[cardoptimizer]

The card will be delivered to US address?

 

[manish.rdy]

For a second card, you’ll need an ITIN or SSN and a US credit score.

No, you can apply more. I was approved for a total of 3 cards, without SSN or ITIN.

 

[TechnoFinoTechnoFino is verified member.]

No, you can apply more. I was approved for a total of 3 cards, without SSN or ITIN.

If you apply 2 or 3 cards within 2 or 3 days of 1st card approval, then yes... but after few days... you can't.

The card will be delivered to US address?

Yes

 

[sahilgulati5]

can we apply from india and give friends address in us and use the card here??..

 

[manish.rdy]

If you apply 2 or 3 cards within 2 or 3 days of 1st card approval, then yes... but after few days... you can't.

Yes

Applied for Blue Cash Preferred - Aug 2023 - requested for address proof.
Green card - Jan/Feb 2024 - approved instantly
Blue Cash Everyday - Sep 2024. - approved instantly

Everything will be considered as new account and can't club with others.

 

[DaDarkkNight]

Following . .

 

[R!ppEr]

US address and phone number required though right? For folks like us its a deal breaker 😭

 

[deepee]

Few doubts:

1. Whats the use case of having Amex US card?
2. MR points are clubbed or remain separate?
3. Address and phone number of US needed for applying?

 

[TechnoFinoTechnoFino is verified member.]

US address and phone number required though right? For folks like us its a deal breaker 😭

You need us bank account also to pay the bill 🙂

 

[TechnoFinoTechnoFino is verified member.]

Few doubts:

1. Whats the use case of having Amex US card?
2. MR points are clubbed or remain separate?
3. Address and phone number of US needed for applying?

You can transfer your Indian MR to us and then you can get more transfer option and slightly better value

 

[BVCBVC is verified member.]

1. Enter your passport details, US address, US phone number, income, and other required information.

So will there be an income verification happening??

1. They may request a passport copy via an upload link or address proof, or they may just verify your details without additional documents.

Indian Passport will be there right? How can we give an address proof for friends address on our name??

1. You’ll receive Amex’s decision within a few minutes, though it can take up to 72 hours.

Good luck with your application!

Will there be any issue for Indian card account on getting rejected application??

 

[TechnoFinoTechnoFino is verified member.]

So will there be an income verification happening??


Indian Passport will be there right? How can we give an address proof for friends address on our name??

Will there be any issue for Indian card account on getting rejected application??

1. They generally don't verify income... but it's your luck.
2. You need address proof featuring your name if asked by Amex.
3. Nope...

 

[golu]

Credit limit will remain same ? Or it will vary?

 

[rahulsethi]

I would say refrain from all this, posing as a resident when you are on a non immigrant visa could also lead to cancellation of the US B1 Visa and subsequent bans as well. Not worth it imo.