How to identify if the card is LTF or NOT

[PavanPavan is verified member.]

Hi All,

i hold HDFC DCB. It was upgraded from Regalia first, Regalia First was LTF


It's been three statements and I still haven't got the joining fee. Is there any way to check if the card is LTF or not ?

Please help @

anirbanm @TechnoFino @ujjawal​

 

[ashwinkashwink is verified member.]

Hi All,

i hold HDFC DCB. It was upgraded from Regalia first, Regalia First was LTF


It's been three statements and I still haven't got the joining fee. Is there any way to check if the card is LTF or not ?

Please help @

anirbanm @TechnoFino @ujjawal​

Mail them and confirm it.

 

[nitrogenSinghnitrogenSingh is verified member.]

Hi All,

i hold HDFC DCB. It was upgraded from Regalia first, Regalia First was LTF


It's been three statements and I still haven't got the joining fee. Is there any way to check if the card is LTF or not ?

Please help @

anirbanm @TechnoFino @ujjawal​

Can you please share you limit when you got upgraded to DCB?
Manual upgrade or pre-approved?

 

[ujjawal]

Hi All,

i hold HDFC DCB. It was upgraded from Regalia first, Regalia First was LTF


It's been three statements and I still haven't got the joining fee. Is there any way to check if the card is LTF or not ?

Please help @

anirbanm @TechnoFino @ujjawal​

Did you get any email while upgrading that it will be LTF? If not then you need to confirm with customer care, just send email for it.

Now coming to joining fees for DCB, if you spend 1.5L in first 90 days then it becomes first year free and if you didn't spend 1.5L then you will be charged joining fees in 4th statement if your card is not LTF.

 

[Harry1]

Did you get any email while upgrading that it will be LTF? If not then you need to confirm with customer care, just send email for it.

Now coming to joining fees for DCB, if you spend 1.5L in first 90 days then it becomes first year free and if you didn't spend 1.5L then you will be charged joining fees in 4th statement if your card is not LTF.

Plus they give upgraded mostly as FYF. So no joining fee doesn't mean it's LTF

 

[Bob78900]

Did you get any email while upgrading that it will be LTF? If not then you need to confirm with customer care, just send email for it.

Now coming to joining fees for DCB, if you spend 1.5L in first 90 days then it becomes first year free and if you didn't spend 1.5L then you will be charged joining fees in 4th statement if your card is not LTF.

Can you tell me where this condition of spending 1.5lac is written to make dcb ltf?

 

[ujjawal]

Can you tell me where this condition of spending 1.5lac is written to make dcb ltf?

It is for first year free and not LTF

 

[PavanPavan is verified member.]

Mail them and confirm it.

Any specific email ?

 

[PavanPavan is verified member.]

Did you get any email while upgrading that it will be LTF? If not then you need to confirm with customer care, just send email for it.

Now coming to joining fees for DCB, if you spend 1.5L in first 90 days then it becomes first year free and if you didn't spend 1.5L then you will be charged joining fees in 4th statement if your card is not LTF.

My 4th statement is yet come but i have crossed 1.5 bracket and no email LTF

 

[PavanPavan is verified member.]

Can you tell me where this condition of spending 1.5lac is written to make dcb ltf?

Yes you are right if 1.5 they won't charge the joining fee

 

[PavanPavan is verified member.]

Can you please share you limit when you got upgraded to DCB?
Manual upgrade or pre-approved?

I had to go for manual upgrade ..My approved credit card was melinia which i didn't wanted to have

 

[SC_23]

Plus they give upgraded mostly as FYF. So no joining fee doesn't mean it's LTF

FYF ?

 

[nitrogenSinghnitrogenSingh is verified member.]

I had to go for manual upgrade ..My approved credit card was melinia which i didn't wanted to have

What was your limit when you applied for manual upgrade?

 

[PavanPavan is verified member.]

FYF ?

FYF means first year free

 

[PavanPavan is verified member.]

What was your limit when you applied for manual upgrade?

My old card had 1 lakh i hardly used my regalia card

 

[nitrogenSinghnitrogenSingh is verified member.]

My old card had 1 lakh i hardly used my regalia card

So did you apply for DCB using C2C?