How to increase credit limit on axis credit cards

[theglobalinvestor]

I've had an axis flipkart for 1 or 2 years now with a 1.8L credit limit. No increases.

Prior to that I had an axis my zone for a few years which I closed last year. Never got any credit limit increase with that either.

I just got an atlas card and the limit seems to be the same 1.8L. How can I get a higher credit limit? I haven't used my axis cards much as the limit is too low for my needs. And I've only used occasionally on some sites.

I have 19.5L on infinia. Expect similar on amex platinum charge. 7.9L on icici amazon pay. 6.5L on amex platinum Travel. What's the problem with Axis and their stingy credit limit?

How can I get a decent limit increase? I need like 10L limit for the card to be useful. Thanks in advance.

 

[coolguy1]

Axis is very simple, spend more = get more limit.

There was a wave of LE offers in the past few weeks to everyone who has been using the card frequently and achieved the spend-based milestones.
Some people even got 2.5x-3x limits.

 

[Harjeevansingh]

Axis is very simple, spend more = get more limit.

There was a wave of LE offers in the past few weeks to everyone who has been using the card frequently and achieved the spend-based milestones.
Some people even got 2.5x-3x limits.

Mine went from 50k to 3.5L on axis flip kart. And got a new axis select with 6.5L limit recently

 

[theglobalinvestor]

Mine went from 50k to 3.5L on axis flip kart. And got a new axis select with 6.5L limit recently

How did you manage that?

 

[Harjeevansingh]

How did you manage that?

Just mailed them the payslip to a mail shared by the support. Never reached out to RM, dont think they are useful.

 

[0xfallup]

Just apply a new card C2C and the moment it gets approved , mail them to match limits be persistent

 

[SSV]

How can I get a decent limit increase? I need like 10L limit for the card to be useful. Thanks in advance

Very simple, by providing your income documents…

 

[SSV]

I've had an axis flipkart for 1 or 2 years now with a 1.8L credit limit. No increases.

Prior to that I had an axis my zone for a few years which I closed last year. Never got any credit limit increase with that either.

I just got an atlas card and the limit seems to be the same 1.8L. How can I get a higher credit limit? I haven't used my axis cards much as the limit is too low for my needs. And I've only used occasionally on some sites.

I have 19.5L on infinia. Expect similar on amex platinum charge. 7.9L on icici amazon pay. 6.5L on amex platinum Travel. What's the problem with Axis and their stingy credit limit?

How can I get a decent limit increase? I need like 10L limit for the card to be useful. Thanks in advance.

Another way of increasing limit is as @0xfallup mentioned, applying for c2c based on your Infinia . They will match up CL up to 10L and then once you got the new card ask them to share your new limit across the other cards

 

[CARDBITRAGE]

I've had an axis flipkart for 1 or 2 years now with a 1.8L credit limit. No increases.

Prior to that I had an axis my zone for a few years which I closed last year. Never got any credit limit increase with that either.

I just got an atlas card and the limit seems to be the same 1.8L. How can I get a higher credit limit? I haven't used my axis cards much as the limit is too low for my needs. And I've only used occasionally on some sites.

I have 19.5L on infinia. Expect similar on amex platinum charge. 7.9L on icici amazon pay. 6.5L on amex platinum Travel. What's the problem with Axis and their stingy credit limit?

How can I get a decent limit increase? I need like 10L limit for the card to be useful. Thanks in advance.

Did they deny you LE through the conventional route? Seeing that you hold an Infinia with 19.5L limit, it shouldn't be a problem if you just use your income docs.

 

[AllThatStuff]

Axis is very simple, spend more = get more limit.

There was a wave of LE offers in the past few weeks to everyone who has been using the card frequently and achieved the spend-based milestones.
Some people even got 2.5x-3x limits.

I beg to disagree!!
I have 3 Axis cards….Flipkart/Ace/Privilege with cumulative limit of 3.25L I’ve been using more than 60% limit almost every month for the last one year & and on few occasions even exhausted it completely!!
8 months back I got limit increase of just 25k on my Flipkart card…& nothing since then!!

 

[Predator]

Another way of increasing limit is as @0xfallup mentioned, applying for c2c based on your Infinia . They will match up CL up to 10L and then once you got the new card ask them to share your new limit across the other cards

Do they match limit for every card applied or some particular cards only like magnus?

 

[aayusharyan]

Did they deny you LE through the conventional route? Seeing that you hold an Infinia with 19.5L limit, it shouldn't be a problem if you just use your income docs.

I beg to disagree!!
I have 3 Axis cards….Flipkart/Ace/Privilege with cumulative limit of 3.25L I’ve been using more than 60% limit almost every month for the last one year & and on few occasions even exhausted it completely!!
8 months back I got limit increase of just 25k on my Flipkart card…& nothing since then!!

All the experiences shared are general basis... YMMW.

 

[SSV]

All the experiences shared are general basis... YMMW.

and all LE decisions are subjected to Axis mood fluctuation risks ….
past performance doesn’t guarantee future results…. 😉

 

[SSV]

Do they match limit for every card applied or some particular cards only like magnus?

Before Magnus devaluation, there were so many people did this C2C on Magnus only..

 

[CMGCMG is verified member.]

Do they match limit for every card applied or some particular cards only like magnus?

initially, the C2C limit will be applicable only for the new card. if you request and escalate, they might match the limits on all cards.


They also get auto matched. Check this thread: https://www.technofino.in/community...t-shared-limit-for-all-axis-bank-cards.12622/

 

[sumit_yadav]

My Magnus was C2C and they matched the limit (4.9L). I also seek LE but haven't received. I completed Milestones 3-4 times since I got the card (7-8 months back)

 

[Predator]

Before Magnus devaluation, there were so many people did this C2C on Magnus only..

Also magnus have floor limit of 4L, so bare minimum 4L limit is guaranteed.But, Now no point in getting magnus.

Do you know any other Axis card with such floor limit?

 

[SSV]

Also magnus have floor limit of 4L, so bare minimum 4L limit is guaranteed.But, Now no point in getting magnus.

Do you know any other Axis card with such floor limit?

No, I don't.
Actually you can go to any branch and ask which CC they do on c2c with matching limits? They will tell or any good agent

 

[card-shard]

Why people are so opposed to providing salary slip/ITR. It's a simple solution, if you feel you can get higher limit.
One enquiry on CIBIL doesn't matter, if you are not getting new credit cards/loans every month.

If you're regularly paying CC dues, one CIBIL enquiry won't affect much, max 1-5 points dip for 1-2 months. That's it.
Curious as to why lots of people on this forum "fear/hesitate" so much in providing salary slips/ITR for limit increase, if you are not getting limit increase for months/years. 🤷‍♂️🤷‍♂️🤷‍♂️

 

[Jhon Anand]

Why people are so opposed to providing salary slip/ITR. It's a simple solution, if you feel you can get higher limit.
One enquiry on CIBIL doesn't matter, if you are not getting new credit cards/loans every month.

If you're regularly paying CC dues, one CIBIL enquiry won't affect much, max 1-5 points dip for 1-2 months. That's it.
Curious as to why lots of people on this forum "fear/hesitate" so much in providing salary slips/ITR for limit increase, if you are not getting limit increase for months/years. 🤷‍♂️🤷‍♂️🤷‍♂️

Even after sharing, denied 😢