How to Increase credit score

[Subhajeet]

Am using the credit card for almost 12 years, using 30% max limit no payment default and failure, but my score is 789 just and its increasing at snails pace found one of my friend whose score i saw was 870 asked him but he could not explain how this is so high any suggestion from any body?

 

[That_average_guy]

That's just One score doing goofy stuff. If there is any mismatch in personal data one score considers it derogatory.

I also found derogatory remark in cibil through onescore app. It was due to inconsistent addresses. Is it specific to onescore or it shows up in original cibil report as well if checked through cibil website?

 

[aayusharyan]

I also found derogatory remark in cibil through onescore app. It was due to inconsistent addresses. Is it specific to onescore or it shows up in original cibil report as well if checked through cibil website?

I don't think it affects that much as how onescore says it means.