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How to make SBI SimplyClick LTF?

Can we convert BPCL SBI Card using this trick?
Yes you can.
I did not even have to raise cancellation request. I hold multiple cards from SBI, I called Customer Care and requested LTF.

They converted without any further questions



If you want to convert, I would advise convert it to OCTANE, use for an year and then try the trick
 
Which variant of irctc card? I also hold irctc visa platinum from last 6 months. Will try after 2 year for Ltf then.
I have IRCTC SBI CC since Sep 2020. Placed closure request around 2pm today. Got a call in a few seconds, executive reversed annual fees and made IRCTC LTF. I wanted to swap this card with other but he said this card cannot be upgraded or downgraded.
 
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