How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ?? - Hit & Miss

[D₹V]

How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ??

Steps:

1. Apply Swiggy card (chargeable) from HDFC Portal via Cashkaro (1500₹ Amazon GV) or any other rewarding affiliate.

2. Once your card is delivered, don't activate/set PIN/add to netbanking.

3. On 27-30th day, you'll get call, he/she will offer you LTF offer & send a SMS to activate card via missed call 🤙 & keep it as lifetime free 🆓.



4. Since you have 30 days to activate the card, so no worries in trying this trick 😅.

5. Now email HDFC Bank & ask about LTF status. Boom 💥 your card is LTF now 🔥.

P.s. this is a hit & miss offer. You might or not get the LTF offer. So try only if you want it badly. Don't blame me later 🫠.

Thanks ❤️ to Rahul Diwan [from Fintalks] for letting us know the trick.

 

[Jackk]

How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ??

Steps:

1. Apply Swiggy card (chargeable) from HDFC Portal via Cashkaro (1500₹ Amazon GV) or any other rewarding affiliate.

2. Once your card is delivered, don't activate/set PIN/add to netbanking.

3. On 27-30th day, you'll get call, he/she will offer you LTF offer & send a SMS to activate card via missed call 🤙 & keep it as lifetime free 🆓.

View attachment 35888

4. Since you have 30 days to activate the card, so no worries in trying this trick 😅.

5. Now email HDFC Bank & ask about LTF status. Boom 💥 your card is LTF now 🔥.

P.s. this is a hit & miss offer. You might or not get the LTF offer. So try only if you want it badly. Don't blame me later 🫠.

Thanks ❤️ to Rahul Diwan [from Fintalks] for letting us know the trick.

@D₹V Bhai any similar way/trick to make Axis ace ltf?

 

[aayusharyan]

They would have mapped your mobile number

I think so too. Good growth in this industry tech wise.

 

[aayusharyan]

I will do CIBIL Check through the app now and leave it. Let's see if this theory works for me or not. 🤷‍♂️

Anyway, let's see after some time. 🤷‍♂️

 

[RishiKiDev]

Anyway, let's see after some time. 🤷‍♂️

Yeah tell us if it worked or not

 

[aayusharyan]

Nah, wo bhai khud smart hai & 10-15 CIBIL hit iss month lekar baitha hai

yeah bro. Apna funda hai ki apply together in a bunch and then let it cool down for few months, then apply again, then cool down. 🔁

 

[D₹V]

yeah bro. Apna funda hai ki apply together in a bunch and then let it cool down for few months, then apply again, then cool down. 🔁

Ek time tha jab main 6-6 mahine wait karta tha CIBIL score badhne ka & then apply karna tha card fir reject fir wait.

 

[raghu.rokda]

yeah bro. Apna funda hai ki apply together in a bunch and then let it cool down for few months, then apply again, then cool down. 🔁

Yeah bro good idea

Becoz banks are fools

 

[Akashn]

yeah bro. Apna funda hai ki apply together in a bunch and then let it cool down for few months, then apply again, then cool down. 🔁

Cards apply karne ka tareeka thoda kezual hai

 

[aayusharyan]

Ek time tha jab main 6-6 mahine wait karta tha CIBIL score badhne ka & then apply karna tha card fir reject fir wait.

Received my experian report on email. 25 pages ki PDF hai. 🤣

 

[Akashn]

Ek time tha jab main 6-6 mahine wait karta tha CIBIL score badhne ka & then apply karna tha card fir reject fir wait.

Tell me tricks to go beyond 750. Stuck at 749 since last 6 months

 

[D₹V]

Tell me tricks to go beyond 750. Stuck at 749 since last 6 months

Sare cards ka usage 0 & negative me kar do.

 

[Akashn]

Sare cards ka usage 0 & negative me kar do.

Alright mate. Will try next month 🌚

 

[D₹V]

Alright mate. Will try next month 🌚

Reference: Thread 'Credit Card CIBIL Reporting Date' https://www.technofino.in/community/threads/credit-card-cibil-reporting-date.375/

 

[aayusharyan]

Tell me tricks to go beyond 750. Stuck at 749 since last 6 months

How old is your credit history?
Give it time. 😉

 

[Deleted member 21942]

I think this trick can be used for other hdfc bank credit cards also.

Yeah will try this trick for Infinia 😌

 

[Akashn]

How old is your credit history?
Give it time. 😉

4 years 🥲

 

[RishiKiDev]

Tell me tricks to go beyond 750. Stuck at 749 since last 6 months

No tricks it will take time

 

[raghu.rokda]

Tell me tricks to go beyond 750. Stuck at 749 since last 6 months

1 point k liye itna intezar

sad lyf 😟

 

[RishiKiDev]

4 years 🥲

Paylater rakhe ho?
Itna kam kaise hua?

 

[aayusharyan]

4 years 🥲

Mine is also similar (around 4-5 years old Credit Profile), I'm around 780-790 in CIBIL. Maybe depending on other factors. I have Credit Mix bcz of my home loan. My Utilisation is under 3-4%. Maybe that's why? What is your situation?