How to rectify total limit in cibil?

[Bugs Bunny]

Wasup people? Hope you all are doing well.

I want to know how the total limit is reported in cibil? I calculated manually and my limit for all cards combined becomes 30L but cibil shows a total limit of mere 17.43L. Any help would be appreciated.

PS: Adding only the cards that are reflecting in cibil and not the cards which are pending.

@TechnoFino

 

[anirban.choudhuryanirban.choudhury is verified member.]

Check individually for each card , see if any card is not reported or there is a discrepancy
If there has been any limit enhancement then wait for 2 months .
Otherwise raise a complaint with that bank.

 

[Bugs Bunny]

Check individually for each card , see if any card is not reported or there is a discrepancy
If there has been any limit enhancement then wait for 2 months .
Otherwise raise a complaint with that bank.

In the accounts section it shows correct limit but in total limit it shows erroneous limit. So the banks will say we are reporting the correct limit.

 

[Bugs Bunny]

Check individually for each card , see if any card is not reported or there is a discrepancy
If there has been any limit enhancement then wait for 2 months .
Otherwise raise a complaint with that bank.

even if I deduct the sharing limit of hdfc credit card then also it is not even close to actual limit.

 

[anirban.choudhuryanirban.choudhury is verified member.]

even if I deduct the sharing limit of hdfc credit card then also it is not even close to actual limit.

Check individually for each card
In account summary you can see each card limit separately and tally with your actual limit

 

[anirban.choudhuryanirban.choudhury is verified member.]

In the accounts section it shows correct limit but in total limit it shows erroneous limit. So the banks will say we are reporting the correct limit.

If you have any active PL , or any loan then that comes up too in total credit limit

 

[Bugs Bunny]

Check individually for each card
In account summary you can see each card limit separately and tally with your actual limit

the total limit in account summary is different from adding individual cards