how to stop CRED from inquiring my cibil

[newIntern]

CRED keep messaging me on whatsapp about changes in my cibil, I dont remeber ever creating account there but whatever, may I created one and forgot. so now How can I stop them for accessing my cibil score & credit report. also how to check which other ORG have access to my cibil or credit report.

 

[NABNAB is verified member.]

CRED relies on the Experian and CRIF. They give free refresh every month. Probably spamming about that. You can any time stop such messages. Details may already be there with the message.
They all might be just some indicative messages regarding the score change. It will not fetch your credit score/report until you allow them to.

 

[newIntern]

CRED relies on the Experian and CRIF. They give free refresh every month. Probably spamming about that. You can any time stop such messages. Details may already be there with the message.
They all might be just some indicative messages regarding the score change. It will not fetch your credit score/report until you allow them to.

yes, the messages are about changes in cibil score, maybe I gave them permission some time in the past. is there any way to revoke it?

 

[SSV]

yes, the messages are about changes in cibil score, maybe I gave them permission some time in the past. is there any way to revoke it?

May I ask , what is your worry here?

 

[kuchbhikuchbhi is verified member.]

ask cred support

 

[prankster]

You might have given mail access, cred might be using emails to get cibil updates

 

[NABNAB is verified member.]

yes, the messages are about changes in cibil score, maybe I gave them permission some time in the past. is there any way to revoke it?

They are generic message. They aren't fetching your CIBIL, but just sending message like that. You can ignore.

 

[drsel]

yes, the messages are about changes in cibil score, maybe I gave them permission some time in the past. is there any way to revoke it?

It's a soft inquiry
It can be done any number of times without affecting your CIBIL score or any other score

 

[sumit_yadav]

I have seen upsurge in the unauthorized cibil inquiries. I tried filing dispute as I did not apply for any of their lending products but still they have made inquiries. Some of them accepted and removed the inquiry but some rejected.

Is there anything that can be done to block unauthorized cibil inquiries?

I did not apply for any credit card, consumer or personal loan.

 

[6ix9ine]

CRED keep messaging me on whatsapp about changes in my cibil, I dont remeber ever creating account there but whatever, may I created one and forgot. so now How can I stop them for accessing my cibil score & credit report. also how to check which other ORG have access to my cibil or credit report.

If you don't rely on CRED for your CC reminders or bills, just close it permanently. I did the same, and now I get no spam whatsoever. Happy life.

 

[6ix9ine]

I have seen upsurge in the unauthorized cibil inquiries. I tried filing dispute as I did not apply for any of their lending products but still they have made inquiries. Some of them accepted and removed the inquiry but some rejected.

Is there anything that can be done to block unauthorized cibil inquiries?

I did not apply for any credit card, consumer or personal loan.

View attachment 80007

"EARLYSALARY" nice name 😂

 

[newIntern]

It's a soft inquiry
It can be done any number of times without affecting your CIBIL score or any other score

its not about that, its about my personal & private data access, I just dont want any company to have it.

 

[newIntern]

They are generic message. They aren't fetching your CIBIL, but just sending message like that. You can ignore.

This might be it, They just randomly message me every month just to grab my attention.

 

[newIntern]

May I ask , what is your worry here?

Dont want my private data to be accessed by any company. Privacy is the concern.

 

[newIntern]

If you don't rely on CRED for your CC reminders or bills, just close it permanently. I did the same, and now I get no spam whatsoever. Happy life.

I dont even rember creating an account. I use my todo app for CC bill pay reminders & most of them are on 2nd or 3rd of every month so I just pay all bills on a fix date (7th). so dont need any app like Cred.

 

[V360]

This might be it, They just randomly message me every month just to grab my attention.

Even Paisa Bazaar sends generic messages - ignore it, they are not checking your CIBIL every month.

 

[6ix9ine]

I dont even rember creating an account. I use my todo app for CC bill pay reminders & most of them are on 2nd or 3rd of every month so I just pay all bills on a fix date (7th). so dont need any app like Cred.

Same here, I have everything listed in my to-do app as well. Just close it permanently, I’ve already done it.

Even Paisa Bazaar sends generic messages - ignore it, they are not checking your CIBIL every month.

I've also permanently closed it. No more shit spam.