Infinia How to upgrade to Infinia without holding an HDFC account?

[ankit_tf]

Hi All,

I am currently using DCB LTF with 10L limit (now shared with Tata Neu), and this card is about 5 yr old. Before that I held regalia and times card too. Even had salary and then classic account for few years but have closed it.

When I had classic account, about 4 yrs back, my RM told me it needs 4L salary credit, not just gross salary, which was insane as I think on the website it was mentioned to have about ITR of 30L+ which I already fulfilled. But then I didn't pursue the idea of inifinia further that time as that RM was not helpful too.

As far as my spendings are concerned they are not very high as I am holding so many cards. I think in last 6 months it must have been 2L spends (another 1L if I can add Tata Neu spends as well if it works like that)

Now, I don't have any active savings account, so just want to know what are the chances to upgrade it, that too LTF.

 

[slimshady]

A bit off-topic, but do you have any other HDFC card except Millenia, a, core or co-branded? Stupid HDFC hasn't given me an LE since the last two years, especially since I got the Tata Neu. Just trying to find out if that's the issue.

I had HDFC Diners Privilege Card for a few months before I closed it in February 2024 since I found it useless for my spending pattern. Other than that I do not have any HDFC credit card.

 

[keshav13]

I was just upgraded from DCB LTF to Infinia, by doing a mail request.
My CL was 11,00,000 & last six month expense was about 6.5 lacs. They issued me FYF card but when i asked for LTF, they refused and informed that renewal fee will be waived off on 10 lacs expense.
As it is FYF so now no problem and after that I will decide what to do.

 

[vineetverma]

I was just upgraded from DCB LTF to Infinia, by doing a mail request.
My CL was 11,00,000 & last six month expense was about 6.5 lacs. They issued me FYF card but when i asked for LTF, they refused and informed that renewal fee will be waived off on 10 lacs expense.
As it is FYF so now no problem and after that I will decide what to do.

Damn. Can't believe they relaxed even the spend criteria. Really makes me think that the Infinia Reserve is near.

Congrats on your approval, dude!

 

[ashmit30]

Hi, I currently have DCB black metal card. I had been upgraded from DCB to DCB metal just 4 months back.

I have already spent more than 7.5 lakhs in these 4 months on my metal card. I havr the ITR of 50+. I am new to this so I wanted any suggestion if it would be a good move to ask for the upgrade now or wait for 6 months. Can someone share any advice on this ?

 

[Yugi]

Hi, I currently have DCB black metal card. I had been upgraded from DCB to DCB metal just 4 months back.

I have already spent more than 7.5 lakhs in these 4 months on my metal card. I havr the ITR of 50+. I am new to this so I wanted any suggestion if it would be a good move to ask for the upgrade now or wait for 6 months. Can someone share any advice on this ?

You can ask for upgrade and they will do it, dont worry.

 

[IcyFrag]

My last 4 months spends are around 11 lakh+ on paid tata neu infinity and 6 lakh+ plus of LTF DCB. Is there a way I can upgrade my neu Infinity to Infinia. CL = 6.79 shared across both cards

I know hdfc doesn't give two core cards, but wanted to know if there's any exception for such high spending

 

[MrMonkey]

My last 4 months spends are around 11 lakh+ on paid tata neu infinity and 6 lakh+ plus of LTF DCB. Is there a way I can upgrade my neu Infinity to Infinia. CL = 6.79 shared across both cards

I know hdfc doesn't give two core cards, but wanted to know if there's any exception for such high spending

Unlikely, but you can definitely try.

 

[vishp]

I was just upgraded from DCB LTF to Infinia, by doing a mail request.
My CL was 11,00,000 & last six month expense was about 6.5 lacs. They issued me FYF card but when i asked for LTF, they refused and informed that renewal fee will be waived off on 10 lacs expense.
As it is FYF so now no problem and after that I will decide what to do.

To which Email did you send the request too? Can you please share the Email format?

 

[MrMonkey]

To which Email did you send the request too? Can you please share the Email format?

Check the first reply of this post. It only works if you have 6-7L spends in the last 6months

 

[Thomas244]

In any case even if u don’t get it it’s ok…. seems they are devaluing every month. Now processing fee on flipkart and asv. It’s just 10000 per person imagine. Even with addon

 

[bing1309]

In coming days Credit Card will become just credit nothing else if people are using credit card at this pace and rate of usage.

 

[MrMonkey]

In any case even if u don’t get it it’s ok…. seems they are devaluing every month. Now processing fee on flipkart and asv. It’s just 10000 per person imagine. Even with addon

Since recently, lot of people got addons with different card numbers