How To Work Towards getting HDFC Inifinia Metal

[seasonedroaster]

Currently I primarily use 3 cards

- Swiggy HDFC (spends approx 15k a month)
- HSBC Live+ (Spends approx 10k a month)
- SBI cashback (18k a month)
- My upi spends/fuel comes to approx 25k a month via IDFC rupay HP branded card

I know ny case is mostly hopeless, but is there anyway i can optimise ny spends and try for Infinia?

my current limit is 7L on my HDFC Diners Black

Is there anyway i can load wallet and pay the upi spends to show spends on HDFC diners card?

Divert spends of zomato, swiggy, zepto, amazon pay to smartbuy?

honestly i dont even know where to start

any help or direction to go ahead for this long journey to infinia is appreciated

if its not possible for my case then also requesting to let me know

Forgot to add i have my salary account with HDFC since 2017 till now

PS: Sorry for typo error in heading

 

[HumorSimpson]

Limit need to be increased first then anything you can ask for

And also mental peace needs to be sacrificed.

 

[Aniket Sharma]

No, these conditions are valid as of today. Salary slips are for salaried person, ITR for business owners.

There is one more qualification, but I don't recommend it.
11 L FD with Lien , do only if you need the card urgently.

Bro both conditions are required, earlier it was only spends or only salary

 

[Aniket Sharma]

Will need to raise 11L then have to find someone who's interested in giving the amount for INFINIA.

Still they will not give infinia now

 

[HumorSimpson]

Will need to raise 11L then have to find someone who's interested in giving the amount for INFINIA.

Not FDs, mostly ULIPs

 

[seasonedroaster]

No, these conditions are valid as of today. Salary slips are for salaried person, ITR for business owners.

There is one more qualification, but I don't recommend it.
11 L FD with Lien , do only if you need the card urgently.

11 lakh FD?

 

[Aniket Sharma]

11 lakh FD?

It was possible in 2023 bro, now its not as i know