HSBC Cashback card - LTF (7500 Joining benefits)

[Deleted member 9785]

Hi

People may have a look if they want to spend some time /effort to get value worth INR 7500. https://www.hsbc.co.in/credit-cards/products/visa-cashback/

Vouchers​

• Amazon vouchers (worth INR500)
• Swiggy voucher (worth INR500)
• SonyLIV 12 month membership
• Myntra vouchers INR300 x 5 (worth INR1,500)
• Ajio vouchers INR600 x 5 (worth INR3,000)

 

[Salvo08]

Cashback card is having Rs.750 from 2nd year onwardsas annual fees

Ya I mentioned annual fee only. Banks call the first year fees as 'Joining Fees'. Funny bank terminologies . But not withstanding that, I wanted a LTF Card just for offers and secondly never knew about the kind of vouchers they were offering with Cash Back Card. My Bad..

 

[mechanism_chronically]

Cashback card is very good one..

Amazon Shopping: Instant 5% + 1.5% ~6.4%
Amazon PostPaid: 10% upto 50 (can be availed 4 times in a month) ~ 11.3%

10% off AJIO every Tuesday (monthly 1000) ~11.3%
15% off on TataCliq every Thursday (monthly 500) ~16.2%

Blinkit / PharmaEasy: 10%

BigBasket:

• Flat INR200 off on bigbasket minimum order of INR2,500
• Flat ₹ 50 off on BB Now minimum order of INR600

PVR: 10% off on food and beverages

Easydiner: 30% upto 600

BMS: Buy1 Get1 on every saturday

5% cashback up to INR 750 on Indigo flights booked on Airline’s website on Saturdays & Sundays

-----------------------------------

Unlike 2L cards, if one has proper usage on online - easy to get around 7% in a year (if those wants to rotate then reward rate is very poor) and easy to achieve 1L in a year.

Note: We're talking about 1L in 12 months with various categories of online spends mentioned in above websites.

This is very informative

BTW, 1.5% cash back comes for insurance and others things, which is rare now a days.

 

[nitrogenSingh]

Can anyone refer me an HSBC agent in Bangalore? My application is always rejected for some reason. CIBIL is 773, have few inquiries in last couple of months though

Kindly dm for details of hsbc agent.

 

[Crusader4Credit]

Kindly dm for details of hsbc agent.

DMing

 

[KyloRen]

when is the cashback credit for this CC? any idea anyone?

 

[helloworld]

when is the cashback credit for this CC? any idea anyone?

 

[userman]

Looks like this Cashback CC got a facelift from Sep 1, 2023.
Now 10% accelerated CB on dining, grocery and food delivery & 1.5% CB on other spends (ofc with exceptions)
Annual Fee - 999 (waived on spends of 2L)