Hi Team, I have HSBC debit card linked with salary account. It is giving 5% cashback. Can anyone tell how and where to spend. Earlier Credit card bill payment on airtel was working fine.
Exclusions:
- ATM withdrawals and quasi-cash transactions which may represent purchase of foreign currencies or items (including, but not limited to, casino chips, cryptocurrencies, money orders, non-fiat currency, lottery tickets and travelers cheques) which may be convertible to cash, and other such transactions as determined by us from time to time
- Transactions through foreign currency exchangers/money transfer merchants (electronic fund transfers, wire transfers, remittance to appointed entity)
- digital wallets
- jewelry transactions
- staged digital wallets
- Non-sales...
Ok, then u might be special because apay voucher purchase on magic pin is not eligible through debit card and only UPI for majority*. Anyway, you'll get 5%. with their grocery mcc which they provide when using cashfree gateway.
If ur going for high purchase, make a sample test transaction (or disable txn limit and make a failed transaction), chat with agent using mobile app, get the mcc (mcc shouldn't be related to above categories #2). Then proceed for higher amount.