HSBC Premier CC Criteria

[yoloof]

Does everyone who holds an HSBC premier bank account qualify for the premier CC? Or there's a hidden salary/income criteria?

I can get HSBC premier bank account via the demat criteria but don't meet the salary requirement for the bank account. Will that also disqualify me for the CC as well?

 

[percolate]

Is HSBC card approval possible without salary slips only on
cibil basis ???

salary or ITR I think

 

[Vinay13]

can i tranfer my US equity to HSBC global dmat account and can get premier status?

 

[mojo_jojo123]

can i tranfer my US equity to HSBC global dmat account and can get premier status?

good query ...even I want to know this ..

 

[percolate]

they don't consider global current/savings/FDs accounts in Indian TRB. they may not consider global demat account too

 

[Vinay13]

they don't consider global current/savings/FDs accounts in Indian TRB. they may not consider global demat account too

Ohh that’s bummer .. but they should right..whats meaning of global banking then

 

[kvndsz512]

i hold multiple cc with high limits is it possible to get the hsbc premier cc via trv route? or chances are less?

 

[kvndsz512]

Not possible, to get hsbc premier cc we must have hsbc premier account

bro read again what i have written 😀 im ok with getting premier via trv route but is there chances of getting cc ? bcuz 1 person told me as i already have high limits and many cc it will be not issued to me :/

and 1 other person says if u open with 40L directly he can get it..

but the issue is that if there are no chances not worth taking so much hassle

 

[Rajx99]

bro read again what i have written 😀 im ok with getting premier via trv route but is there chances of getting cc ? bcuz 1 person told me as i already have high limits and many cc it will be not issued to me :/

and 1 other person says if u open with 40L directly he can get it..

but the issue is that if there are no chances not worth taking so much hassle

Oops, my bad i read it wrong. Deleted my prev reply.

 

[kvndsz512]

Oops, my bad i read it wrong. Deleted my prev reply.

haha no worries 😛

 

[Docjogi]

We dont have any branch here in odisha. Can i still get hsbc premier cc ? If anyone can help, please DM

 

[Ra.One]

so having hsbc demat account means no online access to buy/sell shares?

I was planning to get it based on the demat holdings TRB criteria.

Also, I don't understand why other banks like HDFC icici axis etc. can't offer credit cards based on demat holdings with them just like HSBC does

can consider transferring ETFs/SGBs also

 

[Rajx99]

can consider transferring ETFs/SGBs also

oh ok but I don't have them

 

[sai123]

bro read again what i have written 😀 im ok with getting premier via trv route but is there chances of getting cc ? bcuz 1 person told me as i already have high limits and many cc it will be not issued to me :/

and 1 other person says if u open with 40L directly he can get it..

but the issue is that if there are no chances not worth taking so much hassle

so you'll get the card for sure, you mostly will get a low limit initially , I have multiple cards as well with high limits on all. They gave me a ridiculously low limit lol.
If you have a premier account you get the card you don't even have to maintain the 40 lakhs to get it, I initially got it with a 10 lakh funding.

 

[kvndsz512]

so you'll get the card for sure, you mostly will get a low limit initially , I have multiple cards as well with high limits on all. They gave me a ridiculously low limit lol.
If you have a premier account you get the card you don't even have to maintain the 40 lakhs to get it, I initially got it with a 10 lakh funding.

can u dm had a few queries

 

[Ra.One]

can u dm had a few queries

bhai, yahin baat karlo. I have loads of queries too.

 

[Rajx99]

bhai, yahin baat karlo. I have loads of queries too.

+1 count me in for queries regarding this

 

[credible65]

Opened premier savings account based on MAB criteria and applied for Premier CC with the help of RM. RM told that it is declined due to multiple credit cards. Haven't received any application status communication over email. Escalated to PNO.

 

[Vinay13]

HSBC most probably going to increase the TRB conditions in 2026.

 

[kvndsz512]

Opened premier savings account based on MAB criteria and applied for Premier CC with the help of RM. RM told that it is declined due to multiple credit cards. Haven't received any application status communication over email. Escalated to PNO.

same this is the reason I'm skeptical of opening an account bcuz after shifting and all again headache of closing and all dont want those hassle... once u get a solution on this plz let me know so that i can proceed further

 

[AkitA]

Opened premier savings account based on MAB criteria and applied for Premier CC with the help of RM. RM told that it is declined due to multiple credit cards. Haven't received any application status communication over email. Escalated to PNO.

Do they open all digital, no need to visit the branch or executive visiting home?