HSBC TravelOne Credit Card
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HSBC TravelOne Credit Card
Fees
Additionally, get 3,000 bonus reward points when you spend INR100,000 in the first 90 days. All sales txns net of refunds will be considered for this Milestone.
(Only applicable to those who apply between 1 December 2024 to 31 December 2025)
Spend Based Benefit
Earn 10,000 bonus reward points when you spend more than INR1,200,000 a year
All sales txns net of refunds will be considered for Milestone. No exclusions for Milestone Benefit.
Other Benefits
Airlines
Hotel
Accelerated Reward Points i.e 4 RP for every INR 100 Spends, will be earned on the following categories : Airlines (3000 3069, 3071,3071, 3075-3079, 3081-3090,3094,3096,3103,3106,3110-3112,3115,3117,3118,3125 3127,3129-3133,3135-3138,3143-3146,3148,3151,3154,3156, 3159,3161,3164,3165,3167,3170-3172,3174-3178,3180-3188,3190-3193,3196,3197,3200,3203,3204,3206,3211-3223,3226,3228,3229, 3231, 3233-3236, 3238-3243,3245-3248,3251-3254, 3256,3259-3263, 3266, 3267, 3280, 3282, 3284-3287, 3292-3300,3302,4511) Travel Aggregators (4722,4723)
2X reward points will be posted within 60 days post the month end of the transaction
Some Calculations -
If we consider 1 RP = 1 ALL Accor Point and hence consider 1 RP = INR 1.8
2x reward points - 7.2%
Base Reward Points - 3.6%
Welcome Benefit Milestone - 5400 on 1,00,000 spend is 5.4% (No Exclusions)
Annual Milestone Benefit - 18000 on 12,00,000 spend is 1.5% (No Exclusions)
Now if you combine the Welcome Benefit Milestone & Annual Milestone then the first year Reward Rate in Accor Terms for all excluded spends also comes out to be - 23400 on 12,00,000 spends is 1.95% (Waiving the Annual Fees & without any exclusions)
But the joining fees need to be adjusted in all the above calculation and it depends on how you value 3k Postcard Hotel voucher & 3 Months Eazydiner Prime Membership as otherwise net of cashback the Joining Fees is INR 4898.82.
Fees
- Joining Fee - INR 4,999 + GST
- Annual Fee - INR 4,999 + GST (waiver at INR 8 Lakhs Annual Spends)
- INR1,000 cashback
- INR3,000 PostCard voucher
- 3 months EazyDiner Prime Membership
Additionally, get 3,000 bonus reward points when you spend INR100,000 in the first 90 days. All sales txns net of refunds will be considered for this Milestone.
(Only applicable to those who apply between 1 December 2024 to 31 December 2025)
Spend Based Benefit
- Earn 4 reward points for every INR 100 spent on flights, travel aggregators and in foreign currency (Capped at 50k RP/Calendar Month)
- Get 2 reward points for every INR100 spent on anything else, with no cap
Earn 10,000 bonus reward points when you spend more than INR1,200,000 a year
All sales txns net of refunds will be considered for Milestone. No exclusions for Milestone Benefit.
Other Benefits
- Get 6 local and 4 international airport lounge visits every year.
- Enjoy 4 complimentary rounds of golf and 12 complimentary lessons per calendar year (max 1 per calendar month). Plus, get 50% off your green fees for additional rounds.
- 15% off at Yatra, EaseMyTrip, Paytm & ClearTrip on international and domestic flights and hotels
- 11% off at StayVista (max 2 bookings per card per year; max saving per booking INR3,000)
- Enjoy up to 10% off on events and dining through the Zomato app. Plus, get 2 for 1 movie tickets (max 2 times per month; max single ticket value INR200)
- Save 20% on duty-free shopping via the AdaniOne app or website (minimum order value INR8,000; once per card per year; max savings INR3,000).
Airlines
- Air India Maharaja Club, InterMiles, Aeroplan, Flying Blue, British Airways Executive Club, Etihad Guest, Infinity MileageLands, Hainan Airlines Fortune Wings Club, JAL Mileage Bank, Singapore Airlines Krisflyer, Qantas Frequent Flyer, Qatar Airways Privilege Club, Royal Orchid Plus, Turkish Airlines Miles&Smiles, United MileagePlus, Vietnam Airlines Lotusmiles - 1:1
- airasia rewards - 1:3
Hotel
- ALL – Accor Live Limitless, IHG One Rewards, Marriott Bonvoy, Wyndham Rewards - 1:1
- Shangri-La Circle - 5:1
- Utilities(4900)
- Non-Financial Institutions (6051)
- Jewelry(5094, 5944)
- Fuel(5541,5542, 5172,5983,5552)
- Financial Institutions (6012, 6011,6010)
- Tax Payments (9311)
- Money Transfer (4829)
- Insurance(5960,6300)
- Education & Government(9399,8211,8249,9211,8299,8241,9222,9405,8220, 8244,9402)
- Real Estate Agents and Managers(6513)
- E-Wallets(6540)
- Bail and Bond Payments(9223).
Accelerated Reward Points i.e 4 RP for every INR 100 Spends, will be earned on the following categories : Airlines (3000 3069, 3071,3071, 3075-3079, 3081-3090,3094,3096,3103,3106,3110-3112,3115,3117,3118,3125 3127,3129-3133,3135-3138,3143-3146,3148,3151,3154,3156, 3159,3161,3164,3165,3167,3170-3172,3174-3178,3180-3188,3190-3193,3196,3197,3200,3203,3204,3206,3211-3223,3226,3228,3229, 3231, 3233-3236, 3238-3243,3245-3248,3251-3254, 3256,3259-3263, 3266, 3267, 3280, 3282, 3284-3287, 3292-3300,3302,4511) Travel Aggregators (4722,4723)
2X reward points will be posted within 60 days post the month end of the transaction
Some Calculations -
If we consider 1 RP = 1 ALL Accor Point and hence consider 1 RP = INR 1.8
2x reward points - 7.2%
Base Reward Points - 3.6%
Welcome Benefit Milestone - 5400 on 1,00,000 spend is 5.4% (No Exclusions)
Annual Milestone Benefit - 18000 on 12,00,000 spend is 1.5% (No Exclusions)
Now if you combine the Welcome Benefit Milestone & Annual Milestone then the first year Reward Rate in Accor Terms for all excluded spends also comes out to be - 23400 on 12,00,000 spends is 1.95% (Waiving the Annual Fees & without any exclusions)
But the joining fees need to be adjusted in all the above calculation and it depends on how you value 3k Postcard Hotel voucher & 3 Months Eazydiner Prime Membership as otherwise net of cashback the Joining Fees is INR 4898.82.
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