HSBC Premier CC requires a Premier account. Unless you can get it based on salary criteria (>3L pm net), I don't think it is worth it since it requires 40L+ TRV. It does give you 1:1 airmiles conversion though and 3% RPs.Does HSBC premier gives better returns in terms of Airmiles? I am looking for a card which is in between Atlas and Infinia.(I hold infinia,Amex Plat Travel,Not looking for Magnus Burgandy).