I am Once again looking for a Perfect UPI App - Query & Discussion

[rimtesh]

These are my priorities in the same order
1. Fast payments and reliability
2. Option to turn off screen lock
3. Customisable upi id, and single upi id for all accounts
4. Default payment methods according to amount entered, I would want upi lite to be the default if amount is less than 100, if it's a merchant account and if rupay cc is accepted then rupay cc else my primary bank account

 

[rimtesh]

Paytm 7ucked up again, there are literally blog posts on how their engineers made the scanner on of the fastest compared to other upi apps, after getting to this what did the paytm pm did ?
Add a scanning animation which offsets all the time saved

 

[ambareesh]

4 is not implemented anywhere. For 1-3, check Freecharge and BHIM.

I don't see custom

4 is not implemented anywhere. For 1-3, check Freecharge and BHIM.

Hey, i don't see custom upi id in bhim application. When it is launched?

 

[hender]

I don't see custom

Hey, i don't see custom upi id in bhim application. When it is launched?

Since launch day 29 Dec 2016

 

[ambareesh]

Since launch day 29 Dec 2016

Ok.. but I see only two upi ids in bhim
1. Phone number@upi
2.FullName@upi

Other than these two i don't see an option to have custom virtual payment address in app like how other apps like Paytm, jio finance and free charge are providing currently

 

[sunit123]

Ok.. but I see only two upi ids in bhim
1. Phone number@upi
2.FullName@upi

Other than these two i don't see an option to have custom virtual payment address in app like how other apps like Paytm, jio finance and free charge are providing currently

issue with Bhim is that when you make payment to a bank account...It does not pull out the name of the beneficiary.

There is no perfect app for upi...I find paytm to be least worst among all the upi apps which fulfill most of the ticks.

 

[hender]

Ok.. but I see only two upi ids in bhim
1. Phone number@upi
2.FullName@upi

Other than these two i don't see an option to have custom virtual payment address in app like how other apps like Paytm, jio finance and free charge are providing currently

As you said
1 is mobno@upi
Second you can create or alter with auto populated option... And make it primary...
Wherever you will use your name (as per bank account) you cannot hide..

 

[panchabhut]

I have custom VPA in supermoney. Paid income tax recently and the custom VPA is reflected in the challan.

 

[praful1947]

After seeing @Donald J. Trump comment about phone pe custom UPI id .
I switched to phonepe from Google pay .

Google pay has email as upi id , which I don't want .

I am finding phone pe has more faster payment+ custom UPI id .

1 drawback is it lacks shortcuts like Google pay has on the home screen.

 

[Lordkk]

1 drawback is it lacks shortcuts like Google pay has on the home screen.

Phonepe has shortcuts. Go to widgets and choose phonepe.

 

[praful1947]

Phonepe has shortcuts. Go to widgets and choose phonepe.

I am talking about gpay home screen .
When we open gpay it shows recently paid persons in gola gola icon.

In phone pe this shortcut lacks.