ROY_OP
TF Neo
I woke up and open my GPAY account and saw that I got invite for Axis Bank Ace Credit Card in my GPay app. I am bit scared to apply cause I am new to this and I didn't file any ITR previously (Have plans to fill this year by showing that I am a salaried employee in my father's business) and in CIBIL it shows that my credit history is just 3 month old. So will it be good to apply or just ignore it ?