Infinia I have Infinia, should I get an Amex? Which one?

[CardShard]

Title asks question

 

[cardoptimizer]

I wouldn't suggest MRCC as you may earn 12-24k points. If you can spend 4 lakh on other card then amex plat travel is better option. If spend on other card between 1-2 lakh per year then MRCC/Gold

 

[Card]

I have infinia and 3 Amex cards: Gold, MRCC and Plat travel.

I buy 20k + 6k + 6k Amazon pay vouchers from gyftr every month using Infinia, gold and MRCC for bills, swiggy, medicines on 1 mg, etc.

Any offline spend or big insurance spend, I try to put on plat travel upto 4L.

Any online spend where I can use vouchers, I get them from HDFC Gyftr.

To get better returns, you can consider buying Swiggy voucher and buying medicine from pharmeasy on smartbuy.

 

[Card]

I use as follows in order of precedence:

• Infinia: Only for 5x/10x (use points to buy from Tanishq)
• Amex Travel: Spends till crossing 4L p.a. (points used for Marriott)
• SBI Air India Signature: For normal spends (points used for flights)

Same here for first two. I use Citi Prestige for remaining spends.