I have not activated my card yet SBI card asking me to pay the joining fee before card closure

[m1n8]

I have not activated my SBI card or done any transactions with it, now when I am trying to submit closure request on SBI card app I am being told to clear the outstanding amount, which is the joining fee, before I can submit the closure request. Now my question is do I have to really pay the joining fee? Is there anything that can be done about it? Please suggest appropriate course of action.

 

[RaviAglRaviAgl is verified member.]

I think this would be the same variant of Rupay.

Both seem to be the same to me. Just the difference of visa and rupay and nothing else.

Maybe the rewards such as travel golf dining and other entertainment options from Rupay could make a difference.

It is a good card and if you cancel it, then maybe sbi won't give you another one. Just think before placing a cancel request.

You will be getting 350 welcome bonus points also, therefore the net effect would be Rs 240.00 out of your pocket.

Just my thoughts,

 

[Mr. Aman]

I have not activated my SBI card or done any transactions with it, now when I am trying to submit closure request on SBI card app I am being told to clear the outstanding amount, which is the joining fee, before I can submit the closure request. Now my question is do I have to really pay the joining fee? Is there anything that can be done about it? Please suggest appropriate course of action.

not a attractive card just call the customer care make a return of your fees and keep them
for upgrade

 

[m1n8]

nope...fought with retention team and they waived off

Called up customer care and asked the executive to connect me to the retention team. I straight away told them that I have not activated the card then why am I being charged with the joining fee, clearly mentioning that it is clear violation of the RBI guidelines. The executive told me he will reverse the joining fees and told me to call the customer care again in few days to get the card flipped (as I can clearly see on SBI card site that VIsa variant and RuPay variant are 2 different cards). Thanks for your guidance.

 

[0xfallup]

Called up customer care and asked the executive to connect me to the retention team. I straight away told them that I have not activated the card then why am I being charges with the joining fee, clearly mentioning that it is clear violation of the RBI guidelines. The executive told me he will reverse the joining fees and told me to call the customer care again in few days to get the card flipped (as I can clearly see on SBI card site that VIsa variant and RuPay variant are 2 different cards). Thanks for your guidance.

hehe...i also recd bpcl octane and they waived off ..wont be doing any transaction for year ...heard that sbi gives LE who doesnt use much..time to experiment...if no LE will transfer the limit to my simply save and close it

 

[m1n8]

hehe...i also recd bpcl octane and they waived off ..wont be doing any transaction for year ...heard that sbi gives LE who doesnt use much..time to experiment...if no LE will transfer the limit to my simply save and close it

OK! Do let me know the result of your experiment!

 

[MisterSimple]

I have not activated my SBI card or done any transactions with it, now when I am trying to submit closure request on SBI card app I am being told to clear the outstanding amount, which is the joining fee, before I can submit the closure request. Now my question is do I have to really pay the joining fee? Is there anything that can be done about it? Please suggest appropriate course of action.

I have received a Yes Bank credit (asked for a RuPay variant, gave me visa one) and now I don't want it. It has ₹399 as joining (waived off on ₹10k spend) and same annual fees. Should I am thinking of keeping it inactivated and wait for its closure after 37 days. Will I be levied any charge (joining and/or annual fees)?