I need help with making a payment for my tourism/holiday.

[vaibhav111vaibhav111 is verified member.]

So, cash is preferred there, but I can't go there until 13 days from now. The slots might get filled up, so I have the option for account transfer, UPI, or Paytm, but there will be an extra GST 5% charge on Whole Amount . That's fine because the amount is 25k for now and the rest can be paid later. I will have the Tata Neu Physical card by tomorrow, and I think a 2% charge will be applicable on that. I was also thinking of using SBI Cashback.

 

[vaibhav111vaibhav111 is verified member.]

@Wealth is my birth right!

 

[WhoU]

How can you use physical cards if you can’t visit there?

 

[Wealth is my birth right!]

So, cash is preferred there, but I can't go there until 13 days from now. The slots might get filled up, so I have the option for account transfer, UPI, or Paytm, but there will be an extra GST 5% charge on Whole Amount . That's fine because the amount is 25k for now and the rest can be paid later. I will have the Tata Neu Physical card by tomorrow, and I think a 2% charge will be applicable on that. I was also thinking of using SBI Cashback.

Pls use Tata upi atleast u get 1.5% back as coins

 

[WhoU]

Pls use Tata upi atleast u get 1.5% back as coins

Yeah but this needs a merchant account. Hopefully the receiving end has it.

 

[vaibhav111vaibhav111 is verified member.]

How can you use physical cards if you can’t visit there?

Bank transfer I meant

 

[Wealth is my birth right!]

Yeah but this needs a merchant account. Hopefully the receiving end has it.

Hopefully it will be a merchant upi
If not use sbi cb by paytm to see whether paytm mall gateway appears which give 5% till April end

 

[vaibhav111vaibhav111 is verified member.]

They gave only bank transfer option now. What about bharat pay ? It effective use sbi cb card n what about the transaction it will show in payee account? @Wealth is my birth right!

 

[Wealth is my birth right!]

They gave only bank transfer option now. What about bharat pay ? It effective use sbi cb card n what about the transaction it will show in payee account?

Not used since I heard charges are on high side if it’s within the mcc applicability of sbi cb then it’s a good cover

 

[WhoU]

They gave only bank transfer option now. What about bharat pay ? It effective use sbi cb card n what about the transaction it will show in payee account? @Wealth is my birth right!

Do you mean bharatNxt? How can you do bharat pay without qr?

 

[Wealth is my birth right!]

Do you mean bharatNxt? How can you do bharat pay without qr?

If the receiver has HDFC current account it’s just an hour to get Bharat qr for them

 

[vaibhav111vaibhav111 is verified member.]

Do you mean bharatNxt? How can you do bharat pay without qr?

I meant bharatnxt I really forget the name of the app

 

[Wealth is my birth right!]

I meant bharatnxt I really forget the name of the app

Yes u can create Beneficiary in BharTnxt and send

 

[vaibhav111vaibhav111 is verified member.]

@Wealth is my birth right! can i user idfc wealth and put 25k in a wallet ? Charges will be ? I can transfer amount right to the bank right ?

 

[Wealth is my birth right!]

@Wealth is my birth right! can i user idfc wealth and put 25k in a wallet ? Charges will be ? I can transfer amount right to the bank right ?

Yes I did 57k with payzapp no charges
I didn’t took to bank
I used at paytm via Uber for other bill payments

 

[vaibhav111vaibhav111 is verified member.]

Yes I did 57k with payzapp no charges
I didn’t took to bank
I used at paytm via Uber for other bill payments

I'm old payzapp user so I did installed payzapp , so can I transfer amount from there to someone account

 

[Wealth is my birth right!]

I'm old payzapp user so I did installed payzapp , so can I transfer amount from there to someone account

Limit 10k pm and charges there
U need to get new version

 

[vaibhav111vaibhav111 is verified member.]

Limit 10k pm and charges there
U need to get new version

alright thanks, have newer version i think from appstore

 

[Wealth is my birth right!]

alright thanks, have newer version i think from appstore

Yes new one is perfect on iOS
With hdfc account easy kyc and 1lac limit pm

 

[Divyank gulabani]

Yes new one is perfect on iOS
With hdfc account easy kyc and 1lac limit pm

With payzapp can we make payments to merchants from credit card VIA QR ?