I want to upgrade to Millennia Credit Card manually

[Deleted member 5552]

I am holding MoneyBack credit card and want to get Millennia credit card. I am waiting for an upgrade since 3 years 😱😭. But I didn't get any offer for LE and card upgrade. Kindly suggest me any easy way to get an offer.

How much salary needed for Millennia card?

If I send upgrade form to Chennai without income documents, will they accept my application? 😀

 

[Gautham]

I am holding MoneyBack credit card and want to get Millennia credit card. I am waiting for an upgrade since 3 years 😱😭. But I didn't get any offer for LE and card upgrade. Kindly suggest me any easy way to get an offer.

How much salary needed for Millennia card?

If I send upgrade form to Chennai without income documents, will they accept my application? 😀

What's your Current limit?

 

[Deleted member 5552]

41k

 

[Gautham]

41k

Official salary eligibility is 35k. If your salary is well above this, send both LE and Upgrade form to Chennai branch. But don't expect LTF. You have to fight for it.

 

[Gautham]

I

Official salary eligibility is 35k. If your salary is well above this, send both LE and Upgrade form to Chennai branch. But don't expect LTF. You have to fight for it.

Forgot to add. Income docs must.

 

[Deleted member 5552]

Official salary eligibility is 35k. If your salary is well above this, send both LE and Upgrade form to Chennai branch. But don't expect LTF. You have to fight for it.

Ok

 

[Rahul Gupta]

I am holding MoneyBack credit card and want to get Millennia credit card. I am waiting for an upgrade since 3 years 😱😭. But I didn't get any offer for LE and card upgrade. Kindly suggest me any easy way to get an offer.

How much salary needed for Millennia card?

If I send upgrade form to Chennai without income documents, will they accept my application? 😀

whats your average usage percentage? I mean, how much limit do you use every month?

 

[Deleted member 5552]

Almost 90%... My income is upto 30k. So I can't upgrade using income documents. I think I will make full payment and will not use card anymore. The reason is MoneyBack card doesn't give good cashback/ reward points. Slowly I will close this card after some months

 

[Gautham]

Almost 90%... My income is upto 30k. So I can't upgrade using income documents. I think I will make full payment and will not use card anymore. The reason is MoneyBack card doesn't give good cashback/ reward points. Slowly I will close this card after some months

If it's LTF, don't close it.

 

[aditya001]

I am holding MoneyBack credit card and want to get Millennia credit card. I am waiting for an upgrade since 3 years 😱😭. But I didn't get any offer for LE and card upgrade. Kindly suggest me any easy way to get an offer.

How much salary needed for Millennia card?

If I send upgrade form to Chennai without income documents, will they accept my application? 😀

Vo card hi panoti hai bhai.. mere pass bhi 2 years se hai.. paid all bills on time, good credit score, No payment default. But still no upgrade and LE for 2 years now...

 

[Gautham]

Vo card hi panoti hai bhai.. mere pass bhi 2 years se hai.. paid all bills on time, good credit score, No payment default. But still no upgrade and LE for 2 years now...

Same. I hold salary account + classic banking as well.

 

[yolofino]

Almost 90%... My income is upto 30k. So I can't upgrade using income documents. I think I will make full payment and will not use card anymore. The reason is MoneyBack card doesn't give good cashback/ reward points. Slowly I will close this card after some months

If the 90% usage is not triggering LE or new cards, then change that pattern.

Stop using that card - zero spends for 3 months and then see.

However, use their debit card + NEFT more. (Not UPI).

BTW my wife has the same card - Moneyback with 50k limit and acquired 1 month ago. Even before the 1st statement generation, I emailed them for Moneyback Plus or Millenia card, they said only Moneyback Plus is possible but it won't be LTF so I dropped the idea for time being.

Try emailing them.

 

[Deleted member 5552]

If the 90% usage is not triggering LE or new cards, then change that pattern.

Stop using that card - zero spends for 3 months and then see.

However, use their debit card + NEFT more. (Not UPI).

BTW my wife has the same card - Moneyback with 50k limit and acquired 1 month ago. Even before the 1st statement generation, I emailed them for Moneyback Plus or Millenia card, they said only Moneyback Plus is possible but it won't be LTF so I dropped the idea for time being.

Try emailing them.

Ok, good idea

 

[Deleted member 5552]

If it's LTF, don't close it.

Yes

 

[Deleted member 5552]

Vo card hi panoti hai bhai.. mere pass bhi 2 years se hai.. paid all bills on time, good credit score, No payment default. But still no upgrade and LE for 2 years now...

😀 HDFC Panoti Back Card 🤪

 

[aditya001]

😀 HDFC Panoti Back Card 🤪

😂