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ICICI 0 balance account trick / try to avoid opening account online

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I attempted to open a 95k initial funding account. I initiated the transaction through HDFC netbanking, and although the money was deducted and the transaction showed success, the ICICI page displayed a transaction failure upon redirection. What steps should I take next? When can I expect a refund? I've also reached out on Twitter, but I haven't received a response yet.
 
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Mysterio_6174 said:
I attempted to open a 95k initial funding account. I initiated the transaction through HDFC netbanking, and although the money was deducted and the transaction showed success, the ICICI page displayed a transaction failure upon redirection. What steps should I take next? When can I expect a refund? I've also reached out on Twitter, but I haven't received a response yet.
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bhai @0xfallup ka pura experience padhne ke bad bhi ese harkate kar rahe ho.
 
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Mysterio_6174 said:
I attempted to open a 95k initial funding account. I initiated the transaction through HDFC netbanking, and although the money was deducted and the transaction showed success, the ICICI page displayed a transaction failure upon redirection. What steps should I take next? When can I expect a refund? I've also reached out on Twitter, but I haven't received a response yet.
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+ one CIBIL Inquiry for account opening 🤣
 
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Mysterio_6174 said:
Bhai solution to batao, yaha pe tension aa raha hai kab ayega refund 😢
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silly_putty said:
bhai @0xfallup ka pura experience padhne ke bad bhi ese harkate kar rahe ho.
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so if anyone want to open 0 bal mab acount with 95k mab. with no prior relationship
1. he should not open online.
2. cheque amount should be exactly 95k or 1L or more.
3. Ofcouse . jate hi bol do ki bhai loan ka enquiry mat ker dena. acc kolte time.
4. account me pade 95k can be transferred 2 days after getting virtual dc.
5. after getting virtual dc .
pls complete the list @0xfallup and @Chaitanya-a and @pprakash11 .
 
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Mysterio_6174 said:
I attempted to open a 95k initial funding account. I initiated the transaction through HDFC netbanking, and although the money was deducted and the transaction showed success, the ICICI page displayed a transaction failure upon redirection. What steps should I take next? When can I expect a refund? I've also reached out on Twitter, but I haven't received a response yet.
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How you did payment via nb, it only gives option for upi🤔

Btw don't worry, as per their tnc's either the account will be opened within 4 days and you must receive a link for vkyc. Else they will refund in 15days.

Because of this huge initial funding I am also stopping myself from opening the a/c. Rather will try branch if they agree for wealth with 1L cheque
 
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Shoot a
Mysterio_6174 said:
I attempted to open a 95k initial funding account. I initiated the transaction through HDFC netbanking, and although the money was deducted and the transaction showed success, the ICICI page displayed a transaction failure upon redirection. What steps should I take next? When can I expect a refund? I've also reached out on Twitter, but I haven't received a response yet.
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mail to HDFC Md desk sab transaction hash sab include karke Aur cc Mai icici pno ko bhi rakh dena
 
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deepakj687 said:
so if anyone want to open 0 bal mab acount with 95k mab. with no prior relationship
1. he should not open online.
2. cheque amount should be exactly 95k or 1L or more.
3. Ofcouse . jate hi bol do ki bhai loan ka enquiry mat ker dena. acc kolte time.
4. account me pade 95k can be transferred 2 days after getting virtual dc.
5. after getting virtual dc .
pls complete the list @0xfallup and @Chaitanya-a and @pprakash11 .
Click to expand...
1. Anyone can open account whether he has a prior relation or not … for ex jiska cc ho woh apne bank acc wale user id mai jaake cc woh id mai link kar sakta hai or anything else etc etc
2. Online hota hai acc opening 95k lagtahai
3. Aur yeh joh loan enquiry haina usko avoid kar sakte hai Ek bich Mai pop up aata hai kuch toh tnc Ka and if usko Bina tick kiye if you procedd enquiry nahi hota
4.grid shyd necessary hai transfer k liye so maybe physical dc is necessary

Aur joh linking Ka scene haina … expect 3-4 working days Taki acc acche se open ho badme aap user id sab kuch karlo hojaega
 
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Mysterio_6174 said:
I attempted to open a 95k initial funding account. I initiated the transaction through HDFC netbanking, and although the money was deducted and the transaction showed success, the ICICI page displayed a transaction failure upon redirection. What steps should I take next? When can I expect a refund? I've also reached out on Twitter, but I haven't received a response yet.
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Don't worry, you will get the money back on the source account in case of tranx fail (within 7 days)

In future try to use the upi or dc option as they are more reliable..
 
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Mysterio_6174 said:
I attempted to open a 95k initial funding account. I initiated the transaction through HDFC netbanking, and although the money was deducted and the transaction showed success, the ICICI page displayed a transaction failure upon redirection. What steps should I take next? When can I expect a refund? I've also reached out on Twitter, but I haven't received a response yet.
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Check here for transaction status, you might also get some help from here
 
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