ICICI Amazon Pay Credit Card And Regular ICICI Bank Credit Cards Limit Merger Or Transfer

[TechnoFinoTechnoFino is verified member.]

Do you think you have a regular ICICI Bank credit card and an Amazon Pay ICICI Bank credit card with two different credit limits?
Actually, you are mistaken... ICICI Bank offers only one credit account for all its credit cards.
But because of different reward systems, you might get a different per-card limit on your ICICI Bank Amazon Pay Credit Card.
For example,
Suppose you have 3 ICICI Bank credit cards,
ICICI Amazon Pay Card with 4L limit.
ICICI Coral Credit Card with 8L limit
ICICI Sapphiro Credit Card with 8L limit
Now, on the iMobile app, you’ll see that Coral and Sapphiro card limits are shared, and the Amazon Pay card’s limit is different than that of the other two.
So if you use 2L from your Coral card, the available credit limit will automatically become 6L on your Sapphiro credit card. But you'll not see any change in the available limit on your Amazon Pay Card.
But actually, you can spend a maximum of 8L using all your ICICI Bank credit cards, including Amazon Pay Card.
The maximum credit limit on any ICICI Bank card is the aggregate total credit limit.
You can't transfer the credit limit from your Amazon Pay card to a regular ICICI Bank card or vice versa. But you can request ICICI Bank to remove the per card limit and match the credit limit on Amazon Pay and regular ICICI Bank credit cards.
For this, you need to send an email to ICICI Bank & request them to match your Amazon Pay card limit with ICICI regular cards or vice versa.
The required email ID is available here- All Bank Credit Card Department Email ID & Phone No

My Case-
My ICICI Bank Emeralde Credit Card's limit is 10L and My Amazon Pay Card limit was 5.7L
I requested ICICI Bank to remove per-card limit.
Now, my Amazon Pay card limit is 10L.

 

[binno]

i have one month old apay .. when can i apply for second icici credit card ?

 

[Rohith-2009]

i have one month old apay .. when can i apply for second icici credit card ?

What card do you need

 

[binno]

What card do you need

coral rupay or platinum but ltf

 

[BeingIncog]

coral rupay or platinum but ltf

Will get Platinum ltf easily. Just go through Twitter route.

 

[binno]

Will get Platinum ltf easily. Just go through Twitter route.

can we fresh apply again from icici site ?
1. will there be cibil hit ?
2. after how many days can we apply for second card ?

 

[BeingIncog]

1. will there be cibil hit ?

from icici website there will be cibil hit. from twitter route, no cibil hit.

2. after how many days can we apply for second card ?

as soon as card details starts showing imobile or net banking.
suggestion, if you want platinum, go for twitter route. if you are against social media then not an option tho.

 

[niks]

I had a ICICI Amazon Pay card with limit of 5 lakhs and ICICI Platinum with a paltry limit of 69k. Yesterday checked and got option to enhance limit of both to 6.4 lakhs. Not sure whether the limit is shared or individual

 

[4uziaul]

I had a ICICI Amazon Pay card with limit of 5 lakhs and ICICI Platinum with a paltry limit of 69k. Yesterday checked and got option to enhance limit of both to 6.4 lakhs. Not sure whether the limit is shared or individual

Shared, not individual.

 

[binno]

from icici website there will be cibil hit. from twitter route, no cibil hit.

as soon as card details starts showing imobile or net banking.
suggestion, if you want platinum, go for twitter route. if you are against social media then not an option tho.

which card details .. ?? my first card right. ?

 

[BeingIncog]

which card details .. ?? my first card right. ?

Yes, Amazon pay.

 

[Rohith-2009]

coral rupay or platinum but ltf

I suggest you to raise a request on twitter for card upgradation. They will call you and raise a request. I did the same after getting my Apay card

 

[binno]

I suggest you to raise a request on twitter for card upgradation. They will call you and raise a request. I did the same after getting my Apay card

they said no ltf for coral rupay .. so i accepted platinum .. is there any change of further upgrading platinum to coral rupay ?

 

[BeingIncog]

they said no ltf for coral rupay .. so i accepted platinum .. is there any change of further upgrading platinum to coral rupay ?

Coral rupay is paid. Same was said to me too.

 

[Pothead_Potter]

Worked for me perfectly just under 24 hours. I had an amazonpay card with 3L limit and MMT card with 90k. Thank you!

 

[harsh1387]

Thanks to this thread and it's contributors.👍

I dropped a DM to icici on twitter yesterday stating my Amazon pay card limit is - 5.1lac and I want them to make sure my Platinum card limit should be same as well.

Received call from CSM in morning stating he will be initiating the request and I will get a confirmation from him in sometime. He called again now and confirmed limit has been matched 🥳

Received an email confirmation and checked in imobile app too.

 

[bbiswas]

It's approved. I saw my card details in netbanking.

I have ICICI Coral credit card ...how to get an Apay card easily?

 

[bbiswas]

i have one month old apay .. when can i apply for second icici credit card ?

i have one month old ICICI Coral Card...how to get Apay card easily?

 

[SSV]

i have one month old ICICI Coral Card...how to get Apay card easily?

Just apply thru Amazon app link and provide your existing CC relationship, take APAY home.... Its all yours...

 

[4uziaul]

i have one month old ICICI Coral Card...how to get Apay card easily?

Wow! It looks like you really need one. I noticed two posts from you within just one minute. 🤣

 

[bbiswas]

Just apply thru Amazon app link and provide your existing CC relationship, take APAY home.... Its all yours...

when I apply through the Amazon app link...then, they don't ask existing card no, they open the complete application form.