ICICI BANK A/C OFFLINE OPENING

[varun__goel_]

Hey, was thinking of opening a ICICI account. How has been you experience. And is it better to open an account offline as my nearby branch are easily opening opening 10k mab account with just cheque of 11k. How is their customer care team, good or bad?. Are there any unnecessary charges (like what Axis is famous for😂). And was your account opened instantly or took 2-3 days, as officials at my branch are saying it will 2-3 days( In HDFC they opened instantly and provided a kit from the branch itself on same day). And in how many days was your welcome kit delivered?

 

[Rahul Gupta]

Hey, was thinking of opening a ICICI account. How has been you experience. And is it better to open an account offline as my nearby branch are easily opening opening 10k mab account with just cheque of 11k. How is their customer care team, good or bad?. Are there any unnecessary charges (like what Axis is famous for😂). And was your account opened instantly or took 2-3 days, as officials at my branch are saying it will 2-3 days( In HDFC they opened instantly and provided a kit from the branch itself on same day). And in how many days was your welcome kit delivered?

Go via branch route and if they are not letting you open 10k mab account then only apply via website. Online opened account have some issues with mobile no. registration. Alot of people don't know about this.

And yea 2nd question about charges- They only charge for debit card 177rs joining and annual and 17rs for sms every three months, thats it.

Their customer care is ok but very slow.

Online opening is instant. But, you have to wait for debit card delivery before you can use it.
and via branch they will provide instant kit. Which you can use as soon as your account opens.

 

[varun__goel_]

Go via branch route and if they are not letting you open 10k mab account then only apply via website. Online opened account have some issues with mobile no. registration. Alot of people don't know about this.
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And yea 2nd question about charges- They only charge for debit card 177rs joining and annual and 17rs for sms every three months, thats it.

Their customer care is ok but very slow.

Online opening is instant. But, you have to wait for debit card delivery before you can use it.
and via branch they will provide instant kit. Which you can use as soon as your account opens.

My nearby branch isn't providing instant kit, they will provide via courier. Should I push them for an instant kit? And they are ready to open a account with 10k mab. In online they hit a hard cibil enquiry too for personal loan. And thnx for confirming about the charges.

 

[Rahul Gupta]

My nearby branch isn't providing instant kit, they will provide via courier. Should I push them for an instant kit? And they are ready to open a account with 10k mab. In online they hit a hard cibil enquiry too for personal loan. And thnx for confirming about the charges.

Go for it. Nothing special in instant kit.