ICICI bank account - website asks me to visit branch

[ltf4ever]

I was looking to open an ICICI savings account.
but as soon as I click on open savings account on their website, instead of showing me the different variants of accounts and link to apply, I just get a web page asking me to visit the nearest branch. is ICICI always this difficult to deal with?

 

[varun__goel_]

I was looking to open an ICICI savings account.
but as soon as I click on open savings account on their website, instead of showing me the different variants of accounts and link to apply, I just get a web page asking me to visit the nearest branch. is ICICI always this difficult to deal with?

Currently they are not onboarding savings acc customer online, you will have to visit branch.

 

[asahi]

Currently they are not onboarding savings acc customer online, you will have to visit branch.

Why this sudden change

 

[varun__goel_]

Why this sudden change

May be they are doing some changes, like gonna introduce new type of accs online like they earlier offered mine acc

 

[asahi]

May be they are doing some changes, like gonna introduce new type of accs online like they earlier offered mine acc

Mine Acc is utter flop isn’t it?. I think they’ll come with a subscription based Acc like Axis

 

[varun__goel_]

Mine Acc is utter flop isn’t it?. I think they’ll come with a subscription based Acc like Axis

Lol, it was the most famous acc at it's time🤣🤣. Who would miss a 0 bal acc with 0 funding in icici

 

[asahi]

Lol, it was the most famous acc at it's time🤣🤣. Who would miss a 0 bal acc with 0 funding in icici

You need to maintain 10K fd or Balance in Sb acc for NILL MAB Charges . I opened mine account after watching their launch event, i was charged for not maintaining MAB. The image is response form icici, confirming the same back in October 2021, when i complained.
“LOL”😂😂😂😂😂

 

[varun__goel_]

You need to maintain 10K fd or Balance in Sb acc for NIL MAB Charges . I opened mine account after watching their launch event also, i was charged for not maintaining money also. The image is response form icici, confirming the same back in October 2021, when I complained.
“LOL”😂😂😂😂😂

There were two diff accs insta save fd and mine, you are getting confused "LOL".
Don't think you are the smartest here. First investigate and then point out someone.

 

[asahi]

There were two diff accs insta save fd and mine, you are getting confused "LOL".
Don't think you are the smartest here. First investigate and then point out someone.

Seriously even after seeing reply of icici itself you’re saying there isa difference, i’m a mine account holder. I’m not saying i’m the smartest but I’m right here. I’m also attaching my old mine debit card

 

[asahi]

There were two diff accs insta save fd and mine, you are getting confused "LOL".
Don't think you are the smartest here. First investigate and then point out someone.

We state that you had opened Insta Save Mine account through online and the same is an addition to insta save regular account (not a derogation), in which you have to maintain MAB of Rs. 10,000 or a Fixed Deposit of Rs
10,000 then Nil MAB charges would be applicable to the aforementioned account. Please read it clearly I highlighted their response.

 

[varun__goel_]

Seriously even after seeing reply of icici itself you’re saying there isa difference, i’m a mine account holder. I’m not saying i’m the smartest but I’m right here. I’m also attaching my old mine debit card

Go and search on youtube about mine acc and insta save fd acc. You will get to know what I am pointing out.

 

[varun__goel_]

We state that you had opened Insta Save Mine account through online and the same is an addition to insta save regular account (not a derogation), in which you have to maintain MAB of Rs. 10,000 or a Fixed Deposit of Rs
10,000 then Nil MAB charges would be applicable to the aforementioned account. Please read it clearly I highlighted their response.

Don't wanna fight unnecessarily, don't have time for nonsense talks. Thanks🙂

 

[asahi]

Go and search on youtube about mine acc and insta save fd acc. You will get to know what I am pointing out.

Why should i? I already know the truth, i clearly showed their response & my mine debit card. I leave it to the Tf community. Or you can call customer card confirm the same

 

[ltf4ever]

meanwhile me, who started the thread just to open an online account, reading the comments:

 

[asahi]

meanwhile me, who started the thread just to open an online account, reading the comments:
View attachment 36792

Wait maybe they may come with actual zero balance account with yearly subscription like axis

 

[ltf4ever]

Wait maybe they may come with actual zero balance account with yearly subscription like axis

I also wanted to know if there are any offers if I go to branch (maybe the BM can extend some offers around priority account based on high initial funding).
I already have a sapphiro cc ltf, so can't expect them to give emerald ltf even with a high cheque funding.

 

[smz]

You need to maintain 10K fd or Balance in Sb acc for NILL MAB Charges . I opened mine account after watching their launch event, i was charged for not maintaining MAB. The image is response form icici, confirming the same back in October 2021, when i complained.
“LOL”😂😂😂😂😂

1) when your were getting charged for not maintaining MAB, what was "MAB required" shown in NB/MB ?
2) The 95K initial funding account which was there until now, is it "truly" zero MAB ? I see "MAB Required" as zero in NB/MB.

 

[smz]

Go and search on youtube about mine acc and insta save fd acc. You will get to know what I am pointing out.

This is what I remember from a couple of years :-
1) first ICICI had insta save Ac (10K MAB) & insta save FD (min. 10K FD)
2) Then they scrapped insta save FD and kept only the 10K MAB and launched MIne account (0 MAB- for age less than 35).
3) then they scrapped mine Ac. And bought 95K initial funding (0 MAB) & retained 10K MAB account.
If @asahi is getting charged for MAB non-maintenance for mine account then it's totally wrong.
P.S. :- Did you @asahi cross the age of 35 when MAB are charged ?

 

[romilq]

Wait maybe they may come with actual zero balance account with yearly subscription like axis

I am using Mine account since 2 years now. Never maintained more than 1k rupees. Not charged anything.

 

[Anil_Singh]

I am also a victim of this fraud. I opened Mine account online. Got Mine DC within 2-3 days via post. Customer care asked me to do full kyc by visiting branch. So I did. After a week, 10k MAB was shown in netbanking. I closed the account (less that 14 days) on the same day because branch refused to accept that there is such 0 bal account in ICICI.