ICICI Bank credit card

[shahmushtaq]

ICICI Bank offered limit enhancement in app. Do check I got yesterday

 

[Wealth is my birth right!]

ICICI Bank offered limit enhancement in app. Do check I got yesterday

Great
From what amount they gave and %

 

[Aniket]

ICICI Bank offered limit enhancement in app. Do check I got yesterday

Edit your thread title.

 

[Jackk]

Getting LE for a meagre 10k . Shall I avail it or wait for another round?

 

[indraneal89]

Getting LE for a meagre 10k . Shall I avail it or wait for another round?

Unless you are already overleveraged (high limit relative to your income) its better to take limit enhancements when offered I feel. Taking this offer now won't prevent future offers.

 

[Jackk]

Unless you are already overleveraged (high limit relative to your income) its better to take limit enhancements when offered I feel. Taking this offer now won't prevent future offers.

Just wanted to check whether accepting this meagre 10k won't limit a decent amount of LE in future?

 

[indraneal89]

Just wanted to check whether accepting this meagre 10k won't limit a decent amount of LE in future?

Banks basically evaluate you basis what they know about your financial profile before deciding how much limit to offer you. If you keep spending higher over time, that combined with higher income will lead to future offers.

Usually you can accelerate the process manually by sending your payslips / ITR to the bank's credit card department.

 

[Rahul Gupta]

Getting LE for a meagre 10k . Shall I avail it or wait for another round?

Don't take it. I also got 11k LE 3-4 months ago but i didn't take it on @SSV 's recommendation and today i got a 1.47lac LE.

 

[Jackk]

Don't take it. I also got 11k LE 3-4 months ago but i didn't take it on @SSV 's recommendation and today i got a 1.47lac LE.

Thanks for the suggestion bhai 👍 Will keep this in mind.

 

[shahmushtaq]

Great
From what amount they gave and %

From 380000 to 470000