I have a pre-approved offer 50k limit. Should I avail it? Is anyone using it?
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ICICI BANK PAY LATER
- Thread starter EINSTEIN
- Start date
Not worth it
As far as i know they do an enquiry for CD Loan - also no reward points
tuhin
TF Premier
They will deduct Rs 500 for applying this one.
Deleted member 5552
TF Legend
I used this service some years ago and really a great service. I transferred the limit available through Paytm app to bank account without any charges and maintained a good amount in Bank account. Before bill generation date, I used to pay back the amount. But I closed paylater account when I received pre approved ICICI Credit Card.
Thanks for the suggestions everyone. I did not avail it at the time.
I activated it this month for a few reasons. First, I upgraded my account to wealth management in which the joining fee for paylater is waived off. Second, they removed service charge for spending up to 3000 which I can use for NetBanking offers. Third and most importantly, the banner was irritating me every time I opened iMobile app.
P.S. There was no CIBIL enquiry and it is reported as credit card.
I activated it this month for a few reasons. First, I upgraded my account to wealth management in which the joining fee for paylater is waived off. Second, they removed service charge for spending up to 3000 which I can use for NetBanking offers. Third and most importantly, the banner was irritating me every time I opened iMobile app.
P.S. There was no CIBIL enquiry and it is reported as credit card.
Batmanbaba
TF Legend
Third and most importantly, the banner was irritating me every time I opened iMobile app.
Funniest possible reason to take a liability credit.... 😂
Third point:- UNDERSTANDABLE🤭
souvikr
TF Premier
Is there any way to permanantly remove the banner? Really it's very irritating.
can you share a screenshot? why is it annoying you guys so much. I don't have this offer i think.
Collector_sahab
TF Premier
Now you will get home loan and all banners, what will you do ?
Batmanbaba
TF Legend
Unless u have the offer it won't remove... Same way they can give u home loan, bike loan, life insurance.... U can't take all due to some irritating banner
I do have all kinds of pre-approved loan offers from them for a long time. But they don’t pop out every time I open the app, they are just present in the pre approved offers section.
souvikr
TF Premier
It's not visible now. Offer is removed from offer section as well. I hope it will not come back 🙂 It's basically a full screen ad to activate pay later which pop ups as soon as I open imobile.
Last edited:
souvikr
TF Premier
Only pay later offer shows pop up, other offers don't.
Thank god it doesn't show me anything.
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