Hi,
I have Flipkart pay later for about 5 years and that's the oldest account on my CIBIL. Later amazon offered pay later and I took that as well. Amazon pay later partner has reported two names to cibil, axio and karur vyasa, account number looks like one. In last two years I have used none. Currently I have two credit cards, apay icici and coral rupay. Oldest of the cards is 14 months old.
Should I close both Flipkart and Amazon pay later as these are of no use? Will it affect my cibil score negatively (cibil - 795)? Need some guidance.
I have Flipkart pay later for about 5 years and that's the oldest account on my CIBIL. Later amazon offered pay later and I took that as well. Amazon pay later partner has reported two names to cibil, axio and karur vyasa, account number looks like one. In last two years I have used none. Currently I have two credit cards, apay icici and coral rupay. Oldest of the cards is 14 months old.
Should I close both Flipkart and Amazon pay later as these are of no use? Will it affect my cibil score negatively (cibil - 795)? Need some guidance.